Residential Mortgages: - Whether you are buying your first home, moving house or simply refinancing your existing borrowing to reduce your monthly payments, we are able to review the market place as a whole and offer impartial advice as to the most suitable and most competitive incentives available to you, including access to certain exclusive deals only available through an intermediary such as ourselves.
If you are seeking to raise funds to consolidate existing borrowing or finance a special purchase, we are also able to help, offering access to a large selection of lenders for any circumstances.
Of course, as your mortgage is most likely the biggest financial decision you will make, we will seek to ensure that it is both affordable and suitable for your circumstances. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage. Your home may be at risk if you fail to maintain your mortgage interest and capital repayments or those of any loans secured upon it.
Buy-To-Let: - Whilst a popular method of investment before the property downturn when finance was more readily available, the credit crunch and falling prices make this a more challenging market-place today. Whether you are considering buying a property as an investment or looking to refinance present terms as they expire, we shall be happy to assist you.
The Financial Conduct Authority does not regulate Buy to Let Mortgages.
Equity Release: - In most cases, your home is the most valuable thing you own and a growing number of people are seeking to gain access to this capital to enhance their income into retirement. We offer advice on a range of Equity Release schemes to allow you to realise the value locked away in your home.
This is a lifetime mortgage. To understand the features and risks, ask for a personalised illustration.
Please feel free to contact the office to arrange a free initial consultation.
The Financial Conduct Authority does not regulate some areas mentioned on our web site including: Buy to Let Mortgages, Claims Management Activity, Taxation & Accountancy, Probate Administration and Will Writing.
Financial services complaints we cannot settle may be referred to the Financial Ombudsman Service; www.financial-ombudsman.org.uk 0800 023 4 567. Details of our complaints procedure are available via the documents tab above.
Risk Warning - Stockmarket investments can offer income through the payment of dividends and interest and good opportunities for capital appreciation over the longer term. By this, generally we mean periods in excess of five years, preferably much longer. However, we can never promise you particular returns, especially in the short-term. At any point in time but especially in the short term, your capital could be worth less than the original amount invested as some of the selected holdings may fall in value, regardless of expectations at the time of acquisition. We may also invest in funds that hold overseas securities. The value of these investments may increase or decrease as a result of changes in currency exchange rates. Returns achieved in the past cannot be relied upon to be repeated.
Philip J Milton & Company Plc is authorised and regulated by the Financial Conduct Authority.
Philip J Milton & Company Plc is entered on the FCA register (http://www.fca.org.uk/register) under reference: 181768.
# Registered Office: Choweree House, 21 Boutport Street, Barnstaple, Devon EX31 1RP
Registered and Incorporated in England number 3233275 | VAT number 682 2544 28
A list of the Directors is available from the registered office
Copyright © Philip J Milton & Company Plc - 2016