`IFA Centre IFA
Choweree House, 21 Boutport Street, Barnstaple, Devon, EX31 1RP | (Tel) 01271 344300 | info@miltonpj.net
Philip J Milton & Company Plc offers a wonderful Trust and Estate planning service.

Trusts and Estates are an area of potentially complex financial planning but not always. Essentially, a Trust arises when someone who is legally responsible for wealth or an asset is not the same as the person that is to receive the benefit of it. Sometimes, people prepare a Will and don’t even know they have put a Trust in place. Does your Will leave something to a child under eighteen for example, or might it do so if one of your named beneficiaries dies and you have said their share should go to their children instead? That is one of the most commonly encountered Trusts but there are a whole raft of situations where Trusts can or should be considered as the best solution for a given set of financial planning needs whether this is a Will Trust or a Trust established in life. Perhaps you have a vulnerable friend or family member that you want to look after financially but feel someone else needs to look after the funds for them when you are no longer able to. Perhaps you think leaving too much money to someone in one go could do them more harm than good? Perhaps you have a Trust for Inheritance Tax planning reasons built into your Will and are unaware that the rules around the need for these has since changed (and the Trust may no longer be needed and your will may be able to be greatly simplified).

Whether you are having to administer an estate and are unsure about what to do in connection with a Trust that needs to be established or if you are thinking to establish a Trust yourself either in your Will or perhaps during your lifetime we shall be happy to guide you on the options.

Please note that Will Planning is not a service that is regulated by the FCA but advising Trustees on appropriate investment solutions for Trusts or related financial advice is an FCA regulated activity.


The Financial Conduct Authority does not regulate some areas mentioned on our web site including: Buy to Let Mortgages, Claims Management Activity, Taxation & Accountancy, Probate Administration and Will Writing.

Risk Warning - Stockmarket investments can offer income through the payment of dividends and interest and good opportunities for capital appreciation over the longer term. By this, generally we mean periods in excess of five years, preferably much longer. However, we can never promise you particular returns, especially in the short-term. At any point in time but especially in the short term, your capital could be worth less than the original amount invested as some of the selected holdings may fall in value, regardless of expectations at the time of acquisition. We may also invest in funds that hold overseas securities. The value of these investments may increase or decrease as a result of changes in currency exchange rates. Returns achieved in the past cannot be relied upon to be repeated.

Philip J Milton & Company Plc is authorised and regulated by the Financial Conduct Authority.
Philip J Milton & Company Plc is entered on the FCA register (http://www.fca.org.uk/register) under reference: 181768.
# Registered Office: Choweree House, 21 Boutport Street, Barnstaple, Devon, EX31 1RP
Registered and Incorporated in England number 3233275 | VAT number 682 2544 28
A list of the Directors is available from the registered office

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