Cash ISAs Archives - Philip J Milton & Company Plc https://www.miltonpj.net/tag/cash-isas/ North Devon's Leading Wealth Managers Tue, 19 Aug 2025 11:41:09 +0000 en-GB hourly 1 https://wordpress.org/?v=6.9.4 https://www.miltonpj.net/wp-content/uploads/2018/02/PJMCO-Site-Image-4-100x100.png Cash ISAs Archives - Philip J Milton & Company Plc https://www.miltonpj.net/tag/cash-isas/ 32 32 Rates cut, our 40th and Afternoon Tea https://www.miltonpj.net/2025/08/14/fca-fines-woodford-rates-cut/ Thu, 14 Aug 2025 09:00:00 +0000 https://www.miltonpj.net/?p=11953 So the FCA is issuing a hefty fine of £46million on Mr Neil Woodford and his Company. He is being banned from senior management roles and managing funds for private individuals – ouch. He is appealing (or perhaps to the FCA (which is also investigating his latest unregulated investment tipping activities) is that he is […]

The post Rates cut, our 40th and Afternoon Tea appeared first on Philip J Milton & Company Plc.

]]> State Pension booster deadline is looming https://www.miltonpj.net/2025/03/23/time-running-out-for-state-pension-boost/ Sun, 23 Mar 2025 13:25:17 +0000 https://www.miltonpj.net/?p=11744 Time is running out for anyone who wants to boost their State Pension by paying for any missing National Insurance years, Martin Lewis has warned. People aged between 40 and 73 have until just April 5 this year to plug any gaps in their NI payments by buying missing years going back to 2006. After […]

The post State Pension booster deadline is looming appeared first on Philip J Milton & Company Plc.

]]> Are Cash ISAs under threat from the Chancellor? https://www.miltonpj.net/2025/02/19/are-cash-isas-under-threat/ Wed, 19 Feb 2025 14:00:41 +0000 https://www.miltonpj.net/?p=11670 Regular readers of this column will know we are not entirely (or certainly not universally) in favour of Cash ISAs simply because the balance of interest rates versus inflation means you can effectively be ‘losing’ money by having many thousands sat in an ISA ‘doing nothing’ as well as letting inflation eat it away. Saving […]

The post Are Cash ISAs under threat from the Chancellor? appeared first on Philip J Milton & Company Plc.

]]> A bad Budget for business – but it could have been worse https://www.miltonpj.net/2024/11/06/business-negative-budget-reaction/ Wed, 06 Nov 2024 16:43:14 +0000 https://www.miltonpj.net/?p=11473 The Budget has finally been unveiled and while many in the financial and wealth management sector are of the opinion it wasn’t quite as bad as we feared, the Chancellor’s package of measures revealed last Wednesday contained some nasty elements too. In our opinion it was a business-negative Budget which won’t help the objective of […]

The post A bad Budget for business – but it could have been worse appeared first on Philip J Milton & Company Plc.

]]> Will Budget Day set the cat amongst the pigeons? https://www.miltonpj.net/2024/10/30/budget-day-preview/ Wed, 30 Oct 2024 08:00:00 +0000 https://www.miltonpj.net/?p=11461 Today is Budget day and quite possibly by the time you read this the Chancellor will have presented the first Labour Budget for 14 years to the House of Commons. We will of course report back to you next week on what the Budget contained and offer any insights we have on how it might […]

The post Will Budget Day set the cat amongst the pigeons? appeared first on Philip J Milton & Company Plc.

]]> What will happen in the October Budget? https://www.miltonpj.net/2024/10/16/what-will-happen-in-the-october-uk-budget/ Wed, 16 Oct 2024 09:00:00 +0000 https://www.miltonpj.net/?p=11448 At the end of this month the Chancellor will unveil the first UK Budget under Labour in almost 15 years and there is a great deal of uncertainty as to what might be in it. Chancellor Rachel Reeves will present her first budget to the House of Commons on Wednesday, October 30 at around 12.30pm. […]

The post What will happen in the October Budget? appeared first on Philip J Milton & Company Plc.

]]> US stocks and the Budget https://www.miltonpj.net/2024/10/15/uk-budget-and-us-stocks/ Tue, 15 Oct 2024 12:56:16 +0000 https://www.miltonpj.net/?p=11439 Hurricane Milton wreaked havoc in Florida but nothing like the worst expected. We trust this namesake won’t be doing the same with markets! Helen was not so impressed it followed right after Hurricane Helene as well. This is a once-in-a-lifetime storm, we were told and as ever, the risk to life the biggest fear but […]

The post US stocks and the Budget appeared first on Philip J Milton & Company Plc.

]]> Are you losing money to your ‘savings’ account? https://www.miltonpj.net/2024/10/09/are-you-losing-money-on-your-savings-account/ Wed, 09 Oct 2024 09:00:00 +0000 https://www.miltonpj.net/?p=11434 Shocking recent figures have shown that more than 250,000 adult cash savings accounts with £10,000 and above deposited in them are earning 1% or less. This is despite a growth in savings rates and relatively high interest rates over the past two years and frankly it shouldn’t still be happening, but it is. We typically […]

The post Are you losing money to your ‘savings’ account? appeared first on Philip J Milton & Company Plc.

]]> Our 39th anniversary as a wealth manager https://www.miltonpj.net/2024/09/13/philip-j-milton-and-co-39th-anniversary/ Fri, 13 Sep 2024 11:18:36 +0000 https://www.miltonpj.net/?p=11354 Well, the years rush past… August marked the Firm’s 39th anniversary. From a lowly beginning to becoming one of the largest independent financial advisory and wealth management firms in the area and now discretionarily managing over £1/4billion, we trust with a reputation to reflect that success for itself, its staff and most importantly for all […]

The post Our 39th anniversary as a wealth manager appeared first on Philip J Milton & Company Plc.

]]> Great British ISA plans will not be allowed to hatch https://www.miltonpj.net/2024/09/11/great-british-isa-plans-fail-to-hatch/ Wed, 11 Sep 2024 09:00:00 +0000 https://www.miltonpj.net/?p=11374 Plans for the ‘Great British ISA’ have been shelved before they were hatched, sadly. The idea was unveiled in the previous Government’s final Budget (as it turned out) earlier this year by the then-Chancellor Jeremy Hunt. The scheme would have allowed savers to invest an extra £5,000 into London-listed equities on top of the existing […]

The post Great British ISA plans will not be allowed to hatch appeared first on Philip J Milton & Company Plc.

]]>