Financial advice Archives - Philip J Milton & Company Plc https://www.miltonpj.net/tag/financial-advice/ North Devon's Leading Wealth Managers Sat, 04 Oct 2025 14:44:09 +0000 en-GB hourly 1 https://wordpress.org/?v=6.9.1 https://www.miltonpj.net/wp-content/uploads/2018/02/PJMCO-Site-Image-4-100x100.png Financial advice Archives - Philip J Milton & Company Plc https://www.miltonpj.net/tag/financial-advice/ 32 32 Oh what a show! https://www.miltonpj.net/2025/10/04/celebrations-for-pjm-and-co-40th/ Sat, 04 Oct 2025 14:44:04 +0000 https://www.miltonpj.net/?p=12023 Oh what a Circus! Oh what a Show! Philip J Milton & Company Plc has gone to Town! We were delighted to host so many of our clients, friends and staff at the celebrations at Trimstone on 20 September! Sadly we had picked the worst-weather day for ages and right after it was lovely… The […]

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]]> Market news and investment https://www.miltonpj.net/2025/05/16/market-news-and-investment-potential/ Fri, 16 May 2025 15:20:14 +0000 https://www.miltonpj.net/?p=11820 Meta and Microsoft both topped analysts’ expectations for latest quarter’s results at the same time the US economy suffered a regression of 0.3% in the first quarter’s ‘growth’ – apparently nothing whatsoever to do with President Trump of course and his actions of late. Gold has come-off its top – an over-extended spike it might […]

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]]> Is ‘stagflation’ looming and what can you do about it? https://www.miltonpj.net/2025/02/12/are-we-heading-for-stagflation/ Wed, 12 Feb 2025 12:21:28 +0000 https://www.miltonpj.net/?p=11665 Interest rates have been cut to 4.5% as expected but with low economic growth, higher unemployment and price rises, some analysts fear we are heading for a period of ‘stagflation’. First coined in the 1960s, the term simply means economic stagnation on the one hand and inflation on the other, which is neither beneficial to […]

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]]> What will Inheritance Tax changes mean for farmers and the rest of us? https://www.miltonpj.net/2024/11/27/what-will-farming-inheritance-tax-changes-mean/ Wed, 27 Nov 2024 15:25:18 +0000 https://www.miltonpj.net/?p=11505 Farming is a huge part of life for many here in North Devon and there is growing concern at the Government’s decision to change Inheritance Tax rules for farmers (and others in business). Shortly we shall be writing to clients to clarify some of the changes in the recent Budget from Chancellor Rachel Reeves and […]

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]]> Are you losing money to your ‘savings’ account? https://www.miltonpj.net/2024/10/09/are-you-losing-money-on-your-savings-account/ Wed, 09 Oct 2024 09:00:00 +0000 https://www.miltonpj.net/?p=11434 Shocking recent figures have shown that more than 250,000 adult cash savings accounts with £10,000 and above deposited in them are earning 1% or less. This is despite a growth in savings rates and relatively high interest rates over the past two years and frankly it shouldn’t still be happening, but it is. We typically […]

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]]> Oil prices and energy concerns https://www.miltonpj.net/2024/10/05/oil-prices-rise-how-will-it-affect-us/ Sat, 05 Oct 2024 13:39:34 +0000 https://www.miltonpj.net/?p=11423 Good afternoon. Along with Mr Felix Milton, I have just returned from an encouraging and helpful conference with ACFA – I have not been for a few years so it was a good and worthwhile event to recharge batteries. We were reminded of the value of the advice and service which a good financial adviser […]

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]]> Who needs financial advice? Can you afford not to? https://www.miltonpj.net/2024/10/02/investment-advice-is-vital-to-all-walks-of-life/ Wed, 02 Oct 2024 09:00:00 +0000 https://www.miltonpj.net/?p=11430 There was a timely reminder of the invaluable advisory and guidance interactions we have with so many of our clients when two senior investment professionals noted they too have advisers, when many might assume they ‘can’t need them’. Perhaps we don’t blow our own trumpet enough in reminding clients how valuable our assistance to them […]

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]]> Interest rates and investment trusts https://www.miltonpj.net/2024/09/27/interest-rates-us-and-uk/ Fri, 27 Sep 2024 10:40:28 +0000 https://www.miltonpj.net/?p=11414 So the Fed has cut interest rates by a large 0.5%, helping to push Sterling to its highest against the Dollar and Euro since April 2022 (that’s a 23% gain on the Dollar since September 2022 – or a 23% loss on your unhedged US shares and bonds of course). If the Pound retains its […]

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]]> Don’t become an ‘advice gap’ statistic and lose out https://www.miltonpj.net/2024/08/07/are-you-an-advice-gap-statistic/ Wed, 07 Aug 2024 09:00:00 +0000 https://www.miltonpj.net/?p=11386 We’ve talked before of the dubious choice of investors trying to ‘go it alone’ and of the value of sound independent advice across all manner of financial needs. So it is worrying that the numbers of people who sought financial advice last year dropped to only 9% apparently, a drop of 18% on the year. […]

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]]> Regulation is well-intended but is it pushing some advisors to the brink? https://www.miltonpj.net/2024/07/03/are-financial-advisers-being-pushed-too-far/ Wed, 03 Jul 2024 09:00:00 +0000 https://www.miltonpj.net/?p=11398 People do not necessarily consider financial services from the other side of the desk – and of course, why should they? They turn up at the office of an Independent Financial Adviser (IFA) seeking advice and answers for their specific situation. But we thought it might be helpful to share some insights into the effects […]

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