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	<title>good advice Archives - Philip J Milton &amp; Company Plc</title>
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	<title>good advice Archives - Philip J Milton &amp; Company Plc</title>
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		<title>Welcome to our new clients</title>
		<link>https://www.miltonpj.net/2025/11/24/clients-new-and-old-very-welcome/</link>
		
		<dc:creator><![CDATA[Philip J Milton &#38; Company Plc]]></dc:creator>
		<pubDate>Mon, 24 Nov 2025 14:56:46 +0000</pubDate>
				<category><![CDATA[Philip's Comments]]></category>
		<category><![CDATA[UK Budget]]></category>
		<category><![CDATA[Philip J Milton]]></category>
		<category><![CDATA[autumn Budget]]></category>
		<category><![CDATA[share prices]]></category>
		<category><![CDATA[tax hikes]]></category>
		<category><![CDATA[dividends]]></category>
		<category><![CDATA[CGT]]></category>
		<category><![CDATA[investment trusts]]></category>
		<category><![CDATA[pension funds]]></category>
		<category><![CDATA[Philip J Milton comment]]></category>
		<category><![CDATA[Rachel Reeves]]></category>
		<category><![CDATA[portfolio]]></category>
		<category><![CDATA[Donald Trump]]></category>
		<category><![CDATA[clients]]></category>
		<category><![CDATA[value investors]]></category>
		<category><![CDATA[ISA]]></category>
		<category><![CDATA[bonds]]></category>
		<category><![CDATA[good advice]]></category>
		<category><![CDATA[Budget advice]]></category>
		<guid isPermaLink="false">https://www.miltonpj.net/?p=12078</guid>

					<description><![CDATA[<p>Good afternoon. It is a pleasure to welcome a number of new clients bringing funds to our fold – thank you very much indeed for the confidence expressed and looking forward to having you in our Elite Club! We don’t take ‘just anybody’, either! We guarantee one thing – that we shall try our best [&#8230;]</p>
<p>The post <a href="https://www.miltonpj.net/2025/11/24/clients-new-and-old-very-welcome/">Welcome to our new clients</a> appeared first on <a href="https://www.miltonpj.net">Philip J Milton &amp; Company Plc</a>.</p>
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		<title>Uncertainty and wobbles on global stage</title>
		<link>https://www.miltonpj.net/2025/10/23/growth-slows-amid-global-uncertainty/</link>
		
		<dc:creator><![CDATA[Philip J Milton &#38; Company Plc]]></dc:creator>
		<pubDate>Thu, 23 Oct 2025 09:00:00 +0000</pubDate>
				<category><![CDATA[Philip's Comments]]></category>
		<category><![CDATA[stock market]]></category>
		<category><![CDATA[good advice]]></category>
		<category><![CDATA[inflation]]></category>
		<category><![CDATA[autumn Budget]]></category>
		<category><![CDATA[crypto]]></category>
		<category><![CDATA[tax hikes]]></category>
		<category><![CDATA[shares]]></category>
		<category><![CDATA[CGT]]></category>
		<category><![CDATA[investment trusts]]></category>
		<category><![CDATA[Rachel Reeves]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[Labour Budget]]></category>
		<category><![CDATA[Philip J Milton comment]]></category>
		<category><![CDATA[growth]]></category>
		<category><![CDATA[commercial property]]></category>
		<category><![CDATA[G7]]></category>
		<category><![CDATA[seeking advice]]></category>
		<category><![CDATA[minimum wage]]></category>
		<category><![CDATA[financial scams]]></category>
		<category><![CDATA[trading]]></category>
		<category><![CDATA[Philip J Milton]]></category>
		<category><![CDATA[fraud]]></category>
		<guid isPermaLink="false">https://www.miltonpj.net/?p=12055</guid>

					<description><![CDATA[<p>Some really positive news from the Middle East at last. Whatever you think of him, well done President Trump for being the catalyst – time to move onto Russia in earnest now.  Let us hope that this awful conflict will also be over very soon now. Sadly, economically at home, unemployment rises, wage growth slows, [&#8230;]</p>
<p>The post <a href="https://www.miltonpj.net/2025/10/23/growth-slows-amid-global-uncertainty/">Uncertainty and wobbles on global stage</a> appeared first on <a href="https://www.miltonpj.net">Philip J Milton &amp; Company Plc</a>.</p>
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		<title>Oh what a show!</title>
		<link>https://www.miltonpj.net/2025/10/04/celebrations-for-pjm-and-co-40th/</link>
		
		<dc:creator><![CDATA[Philip J Milton &#38; Company Plc]]></dc:creator>
		<pubDate>Sat, 04 Oct 2025 14:44:04 +0000</pubDate>
				<category><![CDATA[Philip's Comments]]></category>
		<category><![CDATA[Financial advice]]></category>
		<category><![CDATA[Rachel Reeves]]></category>
		<category><![CDATA[US Tech]]></category>
		<category><![CDATA[Nasdaq]]></category>
		<category><![CDATA[investment trusts]]></category>
		<category><![CDATA[Philip J Milton and Company Plc]]></category>
		<category><![CDATA[US stocks]]></category>
		<category><![CDATA[40th anniversary]]></category>
		<category><![CDATA[Labour]]></category>
		<category><![CDATA[Merlin]]></category>
		<category><![CDATA[financial scams]]></category>
		<category><![CDATA[value investing]]></category>
		<category><![CDATA[good advice]]></category>
		<category><![CDATA[Labour Party Conference]]></category>
		<category><![CDATA[autumn Budget]]></category>
		<category><![CDATA[unregulated]]></category>
		<category><![CDATA[tax hikes]]></category>
		<category><![CDATA[Philip Milton Comment]]></category>
		<category><![CDATA[CGT]]></category>
		<category><![CDATA[Philip J Milton]]></category>
		<category><![CDATA[UK Autumn Budget]]></category>
		<guid isPermaLink="false">https://www.miltonpj.net/?p=12023</guid>

					<description><![CDATA[<p>Oh what a Circus! Oh what a Show! Philip J Milton &#38; Company Plc has gone to Town! We were delighted to host so many of our clients, friends and staff at the celebrations at Trimstone on 20 September! Sadly we had picked the worst-weather day for ages and right after it was lovely… The [&#8230;]</p>
<p>The post <a href="https://www.miltonpj.net/2025/10/04/celebrations-for-pjm-and-co-40th/">Oh what a show!</a> appeared first on <a href="https://www.miltonpj.net">Philip J Milton &amp; Company Plc</a>.</p>
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		<title>Stamp duty shenanigans dent confidence</title>
		<link>https://www.miltonpj.net/2025/09/11/rayner-stamp-duty-row-dents-confidence/</link>
		
		<dc:creator><![CDATA[Philip J Milton &#38; Company Plc]]></dc:creator>
		<pubDate>Thu, 11 Sep 2025 09:00:00 +0000</pubDate>
				<category><![CDATA[Philip's Comments]]></category>
		<category><![CDATA[the Budget]]></category>
		<category><![CDATA[Labour]]></category>
		<category><![CDATA[40th anniversary]]></category>
		<category><![CDATA[investment risk]]></category>
		<category><![CDATA[stamp duty]]></category>
		<category><![CDATA[financial scams]]></category>
		<category><![CDATA[Angela Rayner]]></category>
		<category><![CDATA[good advice]]></category>
		<category><![CDATA[ESG]]></category>
		<category><![CDATA[Philip J Milton]]></category>
		<category><![CDATA[interest rates UK]]></category>
		<category><![CDATA[portfolios]]></category>
		<category><![CDATA[shares]]></category>
		<category><![CDATA[Parliament]]></category>
		<category><![CDATA[Kier Starmer]]></category>
		<category><![CDATA[capital gains tax]]></category>
		<category><![CDATA[gilt bonds]]></category>
		<category><![CDATA[40th celebration]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[UK Budget]]></category>
		<category><![CDATA[Inheritance Tax]]></category>
		<category><![CDATA[autumn Budget]]></category>
		<category><![CDATA[investment trusts]]></category>
		<category><![CDATA[tax hikes]]></category>
		<category><![CDATA[Philip J Milton comment]]></category>
		<guid isPermaLink="false">https://www.miltonpj.net/?p=11997</guid>

					<description><![CDATA[<p>Interesting times with politics and Stamp Duty shenanigans. They all affect investor sentiment too and confidence and upsets are not helpful. I do feel slightly sorry for Angela Rayner on this one in that one relies upon those completing the process to know what Stamp Duty to pay but of course if they were told [&#8230;]</p>
<p>The post <a href="https://www.miltonpj.net/2025/09/11/rayner-stamp-duty-row-dents-confidence/">Stamp duty shenanigans dent confidence</a> appeared first on <a href="https://www.miltonpj.net">Philip J Milton &amp; Company Plc</a>.</p>
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		<title>Savings, tax and stocks to hold?</title>
		<link>https://www.miltonpj.net/2025/09/08/savings-tax-and-what-stocks-should-you-hold/</link>
		
		<dc:creator><![CDATA[Philip J Milton &#38; Company Plc]]></dc:creator>
		<pubDate>Mon, 08 Sep 2025 13:38:45 +0000</pubDate>
				<category><![CDATA[Philip's Comments]]></category>
		<category><![CDATA[house prices]]></category>
		<category><![CDATA[green investing]]></category>
		<category><![CDATA[silver]]></category>
		<category><![CDATA[40th anniversary]]></category>
		<category><![CDATA[gold]]></category>
		<category><![CDATA[property tax]]></category>
		<category><![CDATA[oil]]></category>
		<category><![CDATA[dotcom bubble]]></category>
		<category><![CDATA[good advice]]></category>
		<category><![CDATA[Philip Milton]]></category>
		<category><![CDATA[interest rates US]]></category>
		<category><![CDATA[gas]]></category>
		<category><![CDATA[interest rates UK]]></category>
		<category><![CDATA[inflation]]></category>
		<category><![CDATA[Parliament]]></category>
		<category><![CDATA[savers]]></category>
		<category><![CDATA[gilt bonds]]></category>
		<category><![CDATA[Philip J Milton comment]]></category>
		<category><![CDATA[tax hikes]]></category>
		<guid isPermaLink="false">https://www.miltonpj.net/?p=11985</guid>

					<description><![CDATA[<p>Last week we were greeted with even higher inflation figures, apparently fuelled by higher aviation costs though primarily the problem remains reaction to the Government’s increases in Minimum Wage, National Insurance and other business costs and taxes. Curiously, at the same time the cost of oil and gas has been very weak but not filtering-through [&#8230;]</p>
<p>The post <a href="https://www.miltonpj.net/2025/09/08/savings-tax-and-what-stocks-should-you-hold/">Savings, tax and stocks to hold?</a> appeared first on <a href="https://www.miltonpj.net">Philip J Milton &amp; Company Plc</a>.</p>
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		<title>Our 40th and great numbers</title>
		<link>https://www.miltonpj.net/2025/08/21/celebrating-our-40th-anniversary-good-numbers/</link>
		
		<dc:creator><![CDATA[Philip J Milton &#38; Company Plc]]></dc:creator>
		<pubDate>Thu, 21 Aug 2025 09:00:00 +0000</pubDate>
				<category><![CDATA[Philip's Comments]]></category>
		<category><![CDATA[1985]]></category>
		<category><![CDATA[record wealth]]></category>
		<category><![CDATA[looking back]]></category>
		<category><![CDATA[Trimstone Manor]]></category>
		<category><![CDATA[Stocks and Shares ISA]]></category>
		<category><![CDATA[value stocks]]></category>
		<category><![CDATA[good advice]]></category>
		<category><![CDATA[40 maxims]]></category>
		<category><![CDATA[interest rates US]]></category>
		<category><![CDATA[Philip J Milton]]></category>
		<category><![CDATA[interest rates UK]]></category>
		<category><![CDATA[Philip J Milton comment]]></category>
		<category><![CDATA[Trump]]></category>
		<category><![CDATA[UK economy]]></category>
		<category><![CDATA[investor]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[40th anniversary]]></category>
		<category><![CDATA[investment platforms]]></category>
		<category><![CDATA[celebrating]]></category>
		<category><![CDATA[anniversary]]></category>
		<category><![CDATA[Klarna]]></category>
		<guid isPermaLink="false">https://www.miltonpj.net/?p=11973</guid>

					<description><![CDATA[<p>The UK Economy grew by 0.3% in the first quarter – which is good news though some of it is clawing-back losses from before. However, the underlying trend shows very little improvement and as noted last time, the general employment situation is worsening.   In a nutshell (and stating the obvious), the more unemployed and the [&#8230;]</p>
<p>The post <a href="https://www.miltonpj.net/2025/08/21/celebrating-our-40th-anniversary-good-numbers/">Our 40th and great numbers</a> appeared first on <a href="https://www.miltonpj.net">Philip J Milton &amp; Company Plc</a>.</p>
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		<title>Car finance, compensation &#038; comedy</title>
		<link>https://www.miltonpj.net/2025/08/07/car-finance-compensation-could-be-worse/</link>
		
		<dc:creator><![CDATA[Philip J Milton &#38; Company Plc]]></dc:creator>
		<pubDate>Thu, 07 Aug 2025 09:00:00 +0000</pubDate>
				<category><![CDATA[Philip's Comments]]></category>
		<category><![CDATA[independent advice]]></category>
		<category><![CDATA[commercial property]]></category>
		<category><![CDATA[property scams]]></category>
		<category><![CDATA[Philip Milton Comment]]></category>
		<category><![CDATA[seeking advice]]></category>
		<category><![CDATA[maxims for business]]></category>
		<category><![CDATA[Philip J Milton]]></category>
		<category><![CDATA[financial scams]]></category>
		<category><![CDATA[maxims for investment]]></category>
		<category><![CDATA[Markets]]></category>
		<category><![CDATA[scammers]]></category>
		<category><![CDATA[chancellor]]></category>
		<category><![CDATA[good advice]]></category>
		<category><![CDATA[investment trusts]]></category>
		<category><![CDATA[compensation]]></category>
		<category><![CDATA[IFA]]></category>
		<category><![CDATA[car finance]]></category>
		<category><![CDATA[fraudsters]]></category>
		<category><![CDATA[lenders]]></category>
		<category><![CDATA[Labour government]]></category>
		<category><![CDATA[Quilters]]></category>
		<category><![CDATA[anniversary]]></category>
		<category><![CDATA[40th anniversary]]></category>
		<category><![CDATA[1985]]></category>
		<guid isPermaLink="false">https://www.miltonpj.net/?p=11939</guid>

					<description><![CDATA[<p>Good afternoon. Interesting news for car finance companies over the weekend as compensation will be far more limited than worst fears.  It is not as if users did not know what they were going to pay for their car loan, so I am all rather cynical of this &#8211; as I was with the PPI [&#8230;]</p>
<p>The post <a href="https://www.miltonpj.net/2025/08/07/car-finance-compensation-could-be-worse/">Car finance, compensation &#038; comedy</a> appeared first on <a href="https://www.miltonpj.net">Philip J Milton &amp; Company Plc</a>.</p>
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		<title>Raising tax without result</title>
		<link>https://www.miltonpj.net/2025/08/01/tax-collecting-without-result/</link>
		
		<dc:creator><![CDATA[Philip J Milton &#38; Company Plc]]></dc:creator>
		<pubDate>Fri, 01 Aug 2025 09:00:00 +0000</pubDate>
				<category><![CDATA[Philip's Comments]]></category>
		<category><![CDATA[uncertainty]]></category>
		<category><![CDATA[US shares]]></category>
		<category><![CDATA[higher tax]]></category>
		<category><![CDATA[Labour government]]></category>
		<category><![CDATA[Philip Milton Comment]]></category>
		<category><![CDATA[investment platforms]]></category>
		<category><![CDATA[Philip J Milton]]></category>
		<category><![CDATA[Chancellor's Budget]]></category>
		<category><![CDATA[government]]></category>
		<category><![CDATA[good advice]]></category>
		<category><![CDATA[tax]]></category>
		<category><![CDATA[interest rates UK]]></category>
		<category><![CDATA[chancellor]]></category>
		<category><![CDATA[Rachel Reeves]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[tax collecting]]></category>
		<category><![CDATA[banking]]></category>
		<category><![CDATA[insurance]]></category>
		<guid isPermaLink="false">https://www.miltonpj.net/?p=11925</guid>

					<description><![CDATA[<p>It seems this Government is being the most successful at raising the rates of tax yet collecting less cash as a result – and doing untold harm to the economy as well as consumer and business confidence the same time. No, this isn’t political comment; it’s simply financially factual.   Whatever one’s politics and no, it’s [&#8230;]</p>
<p>The post <a href="https://www.miltonpj.net/2025/08/01/tax-collecting-without-result/">Raising tax without result</a> appeared first on <a href="https://www.miltonpj.net">Philip J Milton &amp; Company Plc</a>.</p>
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		<title>Please think twice and don’t become a scam victim</title>
		<link>https://www.miltonpj.net/2024/06/12/dont-be-a-victim-of-financial-scams/</link>
		
		<dc:creator><![CDATA[Philip J Milton &#38; Company Plc]]></dc:creator>
		<pubDate>Wed, 12 Jun 2024 09:00:00 +0000</pubDate>
				<category><![CDATA[Weekly Columns]]></category>
		<category><![CDATA[crime]]></category>
		<category><![CDATA[good advice]]></category>
		<category><![CDATA[Financial advice]]></category>
		<category><![CDATA[Philip J Milton & Company Plc]]></category>
		<category><![CDATA[retire]]></category>
		<category><![CDATA[pensions advice]]></category>
		<category><![CDATA[scam]]></category>
		<category><![CDATA[financial scams]]></category>
		<category><![CDATA[scammers]]></category>
		<category><![CDATA[fraud]]></category>
		<guid isPermaLink="false">https://www.miltonpj.net/?p=11406</guid>

					<description><![CDATA[<p>There is more to being a wealth management service than looking after clients’ pension pots or seeking good investment opportunities on their behalf. Many times over the years we have been in business, we have found that we are a crucial barrier to our clients being scammed. ‘Of course that won’t be me!’ exclaims the [&#8230;]</p>
<p>The post <a href="https://www.miltonpj.net/2024/06/12/dont-be-a-victim-of-financial-scams/">Please think twice and don’t become a scam victim</a> appeared first on <a href="https://www.miltonpj.net">Philip J Milton &amp; Company Plc</a>.</p>
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