private investor Archives - Philip J Milton & Company Plc https://www.miltonpj.net/tag/private-investor/ North Devon's Leading Wealth Managers Tue, 08 Oct 2024 14:37:30 +0000 en-GB hourly 1 https://wordpress.org/?v=6.9.1 https://www.miltonpj.net/wp-content/uploads/2018/02/PJMCO-Site-Image-4-100x100.png private investor Archives - Philip J Milton & Company Plc https://www.miltonpj.net/tag/private-investor/ 32 32 Are you losing money to your ‘savings’ account? https://www.miltonpj.net/2024/10/09/are-you-losing-money-on-your-savings-account/ Wed, 09 Oct 2024 09:00:00 +0000 https://www.miltonpj.net/?p=11434 Shocking recent figures have shown that more than 250,000 adult cash savings accounts with £10,000 and above deposited in them are earning 1% or less. This is despite a growth in savings rates and relatively high interest rates over the past two years and frankly it shouldn’t still be happening, but it is. We typically […]

The post Are you losing money to your ‘savings’ account? appeared first on Philip J Milton & Company Plc.

]]> Who needs financial advice? Can you afford not to? https://www.miltonpj.net/2024/10/02/investment-advice-is-vital-to-all-walks-of-life/ Wed, 02 Oct 2024 09:00:00 +0000 https://www.miltonpj.net/?p=11430 There was a timely reminder of the invaluable advisory and guidance interactions we have with so many of our clients when two senior investment professionals noted they too have advisers, when many might assume they ‘can’t need them’. Perhaps we don’t blow our own trumpet enough in reminding clients how valuable our assistance to them […]

The post Who needs financial advice? Can you afford not to? appeared first on Philip J Milton & Company Plc.

]]> Interest rates and investment trusts https://www.miltonpj.net/2024/09/27/interest-rates-us-and-uk/ Fri, 27 Sep 2024 10:40:28 +0000 https://www.miltonpj.net/?p=11414 So the Fed has cut interest rates by a large 0.5%, helping to push Sterling to its highest against the Dollar and Euro since April 2022 (that’s a 23% gain on the Dollar since September 2022 – or a 23% loss on your unhedged US shares and bonds of course). If the Pound retains its […]

The post Interest rates and investment trusts appeared first on Philip J Milton & Company Plc.

]]> Sterling effort, investment and taxes https://www.miltonpj.net/2024/08/30/sterling-strong-against-dollar-investment/ Fri, 30 Aug 2024 15:45:37 +0000 https://www.miltonpj.net/?p=11340 The US Dollar’s the lowest against Sterling since April 2022. That’s a 20% ascent for Sterling since the Sept 2022 low. It has been weaker these last few weeks as it is expected that interest rates will be cut even though US inflation readings are mixed. Currency volatility can work for you or against you […]

The post Sterling effort, investment and taxes appeared first on Philip J Milton & Company Plc.

]]> What is a good investment opportunity right now? https://www.miltonpj.net/2024/08/28/what-is-a-good-investment-opportunity/ Wed, 28 Aug 2024 09:00:00 +0000 https://www.miltonpj.net/?p=11382 People often ask – quite rightly – what we do for our clients and what kinds of investment opportunities we seek out, using our decades of industry knowledge, so this week, we introduce you to one such! It seems so much can be caught up in the noise that sometimes, a great opportunity to invest […]

The post What is a good investment opportunity right now? appeared first on Philip J Milton & Company Plc.

]]> The simmering stock market pot subsides https://www.miltonpj.net/2024/08/16/simmering-stock-markets-fail-to-boil-over/ Fri, 16 Aug 2024 15:46:45 +0000 https://www.miltonpj.net/?p=11325 I am pleased to report that the rumbles in markets proved short-lived. However, having ‘biggest losses since 1987’ for Japan and then clawing the way back again (well, still 13% off its peak) is not helpful and a potential portent for the over-priced sections of the Globe. Volatility is your friend when it is upwards […]

The post The simmering stock market pot subsides appeared first on Philip J Milton & Company Plc.

]]> Don’t become an ‘advice gap’ statistic and lose out https://www.miltonpj.net/2024/08/07/are-you-an-advice-gap-statistic/ Wed, 07 Aug 2024 09:00:00 +0000 https://www.miltonpj.net/?p=11386 We’ve talked before of the dubious choice of investors trying to ‘go it alone’ and of the value of sound independent advice across all manner of financial needs. So it is worrying that the numbers of people who sought financial advice last year dropped to only 9% apparently, a drop of 18% on the year. […]

The post Don’t become an ‘advice gap’ statistic and lose out appeared first on Philip J Milton & Company Plc.

]]> Regulation is well-intended but is it pushing some advisors to the brink? https://www.miltonpj.net/2024/07/03/are-financial-advisers-being-pushed-too-far/ Wed, 03 Jul 2024 09:00:00 +0000 https://www.miltonpj.net/?p=11398 People do not necessarily consider financial services from the other side of the desk – and of course, why should they? They turn up at the office of an Independent Financial Adviser (IFA) seeking advice and answers for their specific situation. But we thought it might be helpful to share some insights into the effects […]

The post Regulation is well-intended but is it pushing some advisors to the brink? appeared first on Philip J Milton & Company Plc.

]]> Can you manage your own investments? https://www.miltonpj.net/2024/05/15/can-you-manage-your-own-investments-2/ Wed, 15 May 2024 09:00:00 +0000 https://www.miltonpj.net/?p=11410 It may sound a good idea to save some money and manage your own investments – why pay ‘all those fees’ for experts when you can do it yourself? Those sentiments can often come back to haunt DIY plumbers or ‘home car mechanics’, who may end up with a worse mess than the initial problem! […]

The post Can you manage your own investments? appeared first on Philip J Milton & Company Plc.

]]> Savings accounts are costing you money, says new report https://www.miltonpj.net/2023/07/20/savings-accounts-cost-money-invest-in-shares/ Thu, 20 Jul 2023 10:01:16 +0000 https://www.miltonpj.net/?p=10763 A new report has revealed the shocking low level of investment in shares by the general public, with most people preferring to savings in cash – which hurts their bank balances and the nation as a whole. Did you know there is £1.8 TRILLION sat in cash savings accounts around the country? That sounds good, […]

The post Savings accounts are costing you money, says new report appeared first on Philip J Milton & Company Plc.

]]>