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	<title>retirement advice Archives - Philip J Milton &amp; Company Plc</title>
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		<title>Fortune’s coin has flipped</title>
		<link>https://www.miltonpj.net/2024/05/14/coin-has-flipped-for-uk-markets/</link>
		
		<dc:creator><![CDATA[Philip J Milton &#38; Company Plc]]></dc:creator>
		<pubDate>Tue, 14 May 2024 13:24:38 +0000</pubDate>
				<category><![CDATA[Philip's Comments]]></category>
		<category><![CDATA[UK stock market]]></category>
		<category><![CDATA[dividends]]></category>
		<category><![CDATA[cost of living]]></category>
		<category><![CDATA[pension pot]]></category>
		<category><![CDATA[retirement advice]]></category>
		<category><![CDATA[Philip Milton Comment]]></category>
		<category><![CDATA[investment trusts]]></category>
		<category><![CDATA[Philip J Milton]]></category>
		<category><![CDATA[Philip J Milton & Company Plc]]></category>
		<category><![CDATA[investments]]></category>
		<category><![CDATA[coin flip]]></category>
		<category><![CDATA[wealth management]]></category>
		<category><![CDATA[good news]]></category>
		<category><![CDATA[forecasts]]></category>
		<category><![CDATA[managing investments]]></category>
		<category><![CDATA[money advice]]></category>
		<guid isPermaLink="false">https://www.miltonpj.net/?p=11176</guid>

					<description><![CDATA[<p>Hasn’t it been lovely to actually have some real spring weather for a change! The Garden is looking lovely, with clematis, azaleas and wisteria either in bloom or soon, complemented by apple blossom, early bedding plants and the grass in otherwise muddy areas finally showing signs of recovery, from such a wet start to the [&#8230;]</p>
<p>The post <a href="https://www.miltonpj.net/2024/05/14/coin-has-flipped-for-uk-markets/">Fortune’s coin has flipped</a> appeared first on <a href="https://www.miltonpj.net">Philip J Milton &amp; Company Plc</a>.</p>
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		<title>Why do some pension transfers take so long? Blame the ‘sludge’!</title>
		<link>https://www.miltonpj.net/2024/05/08/why-do-pension-transfers-take-so-long/</link>
		
		<dc:creator><![CDATA[Philip J Milton &#38; Company Plc]]></dc:creator>
		<pubDate>Wed, 08 May 2024 12:39:59 +0000</pubDate>
				<category><![CDATA[Weekly Columns]]></category>
		<category><![CDATA[Pension transfer]]></category>
		<category><![CDATA[pension provider]]></category>
		<category><![CDATA[pension planning]]></category>
		<category><![CDATA[delay]]></category>
		<category><![CDATA[retirement planning]]></category>
		<category><![CDATA[red tape]]></category>
		<category><![CDATA[pension pot]]></category>
		<category><![CDATA[pension savings]]></category>
		<category><![CDATA[retirement advice]]></category>
		<category><![CDATA[pension age]]></category>
		<category><![CDATA[personal allowance]]></category>
		<category><![CDATA[Philip J Milton & Company Plc]]></category>
		<category><![CDATA[retire]]></category>
		<guid isPermaLink="false">https://www.miltonpj.net/?p=11169</guid>

					<description><![CDATA[<p>Clients often come to us wishing to transfer pension funds from previous employment into one consolidated pot so they can better manage their retirement fund – but the process can at times be a long one due to ‘red tape’. Anti-scam regulations – quite rightly there to protect people – can slow the transfer down [&#8230;]</p>
<p>The post <a href="https://www.miltonpj.net/2024/05/08/why-do-pension-transfers-take-so-long/">Why do some pension transfers take so long? Blame the ‘sludge’!</a> appeared first on <a href="https://www.miltonpj.net">Philip J Milton &amp; Company Plc</a>.</p>
]]></description>
		
		
		
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		<title>Are your retirement finances what you hoped for?</title>
		<link>https://www.miltonpj.net/2024/04/17/retirement-finances-what-you-hope-for/</link>
		
		<dc:creator><![CDATA[Philip J Milton &#38; Company Plc]]></dc:creator>
		<pubDate>Wed, 17 Apr 2024 12:13:03 +0000</pubDate>
				<category><![CDATA[Weekly Columns]]></category>
		<category><![CDATA[retire]]></category>
		<category><![CDATA[wealth management]]></category>
		<category><![CDATA[money advice]]></category>
		<category><![CDATA[cost of living]]></category>
		<category><![CDATA[pension planning]]></category>
		<category><![CDATA[retirement planning]]></category>
		<category><![CDATA[pension pot]]></category>
		<category><![CDATA[pension savings]]></category>
		<category><![CDATA[retirement advice]]></category>
		<category><![CDATA[pension age]]></category>
		<category><![CDATA[Philip J Milton & Company Plc]]></category>
		<guid isPermaLink="false">https://www.miltonpj.net/?p=11163</guid>

					<description><![CDATA[<p>A recent survey has found ‘retirees’ have around £131,000 in pension savings – half of what they had hoped for. The research by Standard Life found that pensioners-to-be had aimed for at least £250,000 in their pension pot, but the actual amount meant they were some £480 a month worse off in retirement. The Firm’s [&#8230;]</p>
<p>The post <a href="https://www.miltonpj.net/2024/04/17/retirement-finances-what-you-hope-for/">Are your retirement finances what you hoped for?</a> appeared first on <a href="https://www.miltonpj.net">Philip J Milton &amp; Company Plc</a>.</p>
]]></description>
		
		
		
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		<title>A dubious watershed?</title>
		<link>https://www.miltonpj.net/2024/03/01/big-seven-now-dominate-us-stock-market/</link>
		
		<dc:creator><![CDATA[Philip J Milton &#38; Company Plc]]></dc:creator>
		<pubDate>Fri, 01 Mar 2024 13:32:48 +0000</pubDate>
				<category><![CDATA[Philip's Comments]]></category>
		<category><![CDATA[cost of living]]></category>
		<category><![CDATA[pension planning]]></category>
		<category><![CDATA[pension pot]]></category>
		<category><![CDATA[pension savings]]></category>
		<category><![CDATA[retirement advice]]></category>
		<category><![CDATA[Philip J Milton]]></category>
		<category><![CDATA[Philip J Milton comment]]></category>
		<category><![CDATA[US Tech]]></category>
		<category><![CDATA[big seven]]></category>
		<category><![CDATA[financial market]]></category>
		<category><![CDATA[US stock market]]></category>
		<category><![CDATA[financial crash]]></category>
		<category><![CDATA[Wall Street]]></category>
		<category><![CDATA[economic forecasts]]></category>
		<category><![CDATA[tech giants]]></category>
		<category><![CDATA[dividend percentage]]></category>
		<guid isPermaLink="false">https://www.miltonpj.net/?p=11082</guid>

					<description><![CDATA[<p>So they have done it&#8230; the big seven US stocks have accounted for 75% of the gains of the whole US market this year, powered higher by Nvidia’s stunning results last Wednesday week. The biggest 10% count for 75% of the value of the whole market, the highest since the 1930s. That’s higher that the [&#8230;]</p>
<p>The post <a href="https://www.miltonpj.net/2024/03/01/big-seven-now-dominate-us-stock-market/">A dubious watershed?</a> appeared first on <a href="https://www.miltonpj.net">Philip J Milton &amp; Company Plc</a>.</p>
]]></description>
		
		
		
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		<title>Are you confident about your retirement plan?</title>
		<link>https://www.miltonpj.net/2024/02/07/are-you-confident-about-your-retirement-finances/</link>
		
		<dc:creator><![CDATA[Philip J Milton &#38; Company Plc]]></dc:creator>
		<pubDate>Wed, 07 Feb 2024 14:42:15 +0000</pubDate>
				<category><![CDATA[Weekly Columns]]></category>
		<category><![CDATA[retirement advice]]></category>
		<category><![CDATA[state pension]]></category>
		<category><![CDATA[pension age]]></category>
		<category><![CDATA[standard of living]]></category>
		<category><![CDATA[stock market history]]></category>
		<category><![CDATA[state pension age]]></category>
		<category><![CDATA[Philip J Milton comment]]></category>
		<category><![CDATA[financial market]]></category>
		<category><![CDATA[forecasts]]></category>
		<category><![CDATA[dividends]]></category>
		<category><![CDATA[dividend percentage]]></category>
		<category><![CDATA[cost of living]]></category>
		<category><![CDATA[pension pot]]></category>
		<category><![CDATA[pension savings]]></category>
		<category><![CDATA[Philip J Milton]]></category>
		<guid isPermaLink="false">https://www.miltonpj.net/?p=11064</guid>

					<description><![CDATA[<p>A recent study by Standard Life has shown that less than one in 10 of those aged over 65 feel confident about managing their retirement finances. Retirement is of course an uncertain time for many people, whether financially or simply the trepidation of entering the unknown and perhaps not knowing how you might spend your [&#8230;]</p>
<p>The post <a href="https://www.miltonpj.net/2024/02/07/are-you-confident-about-your-retirement-finances/">Are you confident about your retirement plan?</a> appeared first on <a href="https://www.miltonpj.net">Philip J Milton &amp; Company Plc</a>.</p>
]]></description>
		
		
		
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		<item>
		<title>When will the State Pension age go up?</title>
		<link>https://www.miltonpj.net/2023/05/17/when-will-the-state-pension-age-go-up/</link>
		
		<dc:creator><![CDATA[Philip J Milton &#38; Company Plc]]></dc:creator>
		<pubDate>Wed, 17 May 2023 14:32:37 +0000</pubDate>
				<category><![CDATA[Weekly Columns]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[pension]]></category>
		<category><![CDATA[pension advice]]></category>
		<category><![CDATA[tax]]></category>
		<category><![CDATA[financial adviser]]></category>
		<category><![CDATA[state pension]]></category>
		<category><![CDATA[retirement advice]]></category>
		<category><![CDATA[pension age]]></category>
		<category><![CDATA[pension age increase]]></category>
		<category><![CDATA[Philip J Milton]]></category>
		<guid isPermaLink="false">https://www.miltonpj.net/?p=10599</guid>

					<description><![CDATA[<p>The post <a href="https://www.miltonpj.net/2023/05/17/when-will-the-state-pension-age-go-up/">When will the State Pension age go up?</a> appeared first on <a href="https://www.miltonpj.net">Philip J Milton &amp; Company Plc</a>.</p>
]]></description>
		
		
		
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