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	<title>savers Archives - Philip J Milton &amp; Company Plc</title>
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		<title>Savings, tax and stocks to hold?</title>
		<link>https://www.miltonpj.net/2025/09/08/savings-tax-and-what-stocks-should-you-hold/</link>
		
		<dc:creator><![CDATA[Philip J Milton &#38; Company Plc]]></dc:creator>
		<pubDate>Mon, 08 Sep 2025 13:38:45 +0000</pubDate>
				<category><![CDATA[Philip's Comments]]></category>
		<category><![CDATA[silver]]></category>
		<category><![CDATA[40th anniversary]]></category>
		<category><![CDATA[gold]]></category>
		<category><![CDATA[property tax]]></category>
		<category><![CDATA[oil]]></category>
		<category><![CDATA[dotcom bubble]]></category>
		<category><![CDATA[good advice]]></category>
		<category><![CDATA[Philip Milton]]></category>
		<category><![CDATA[interest rates US]]></category>
		<category><![CDATA[gas]]></category>
		<category><![CDATA[interest rates UK]]></category>
		<category><![CDATA[inflation]]></category>
		<category><![CDATA[Parliament]]></category>
		<category><![CDATA[savers]]></category>
		<category><![CDATA[gilt bonds]]></category>
		<category><![CDATA[Philip J Milton comment]]></category>
		<category><![CDATA[tax hikes]]></category>
		<category><![CDATA[house prices]]></category>
		<category><![CDATA[green investing]]></category>
		<guid isPermaLink="false">https://www.miltonpj.net/?p=11985</guid>

					<description><![CDATA[<p>Last week we were greeted with even higher inflation figures, apparently fuelled by higher aviation costs though primarily the problem remains reaction to the Government’s increases in Minimum Wage, National Insurance and other business costs and taxes. Curiously, at the same time the cost of oil and gas has been very weak but not filtering-through [&#8230;]</p>
<p>The post <a href="https://www.miltonpj.net/2025/09/08/savings-tax-and-what-stocks-should-you-hold/">Savings, tax and stocks to hold?</a> appeared first on <a href="https://www.miltonpj.net">Philip J Milton &amp; Company Plc</a>.</p>
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		<title>ISA reform looks likely &#8211; but no details as yet!</title>
		<link>https://www.miltonpj.net/2025/04/30/isa-reform-looking-more-likely/</link>
		
		<dc:creator><![CDATA[Philip J Milton &#38; Company Plc]]></dc:creator>
		<pubDate>Wed, 30 Apr 2025 12:27:07 +0000</pubDate>
				<category><![CDATA[Weekly Columns]]></category>
		<category><![CDATA[savers]]></category>
		<category><![CDATA[Cash ISA]]></category>
		<category><![CDATA[Autumn Statement]]></category>
		<category><![CDATA[Market ISA]]></category>
		<category><![CDATA[chancellor]]></category>
		<category><![CDATA[ISA reform]]></category>
		<category><![CDATA[financial adviser]]></category>
		<category><![CDATA[IFA]]></category>
		<category><![CDATA[UK markets]]></category>
		<category><![CDATA[Philip Milton Comment]]></category>
		<category><![CDATA[Great British ISA]]></category>
		<category><![CDATA[investment]]></category>
		<category><![CDATA[Labour government]]></category>
		<category><![CDATA[Philip J Milton]]></category>
		<category><![CDATA[Chancellor's Budget]]></category>
		<category><![CDATA[savings]]></category>
		<category><![CDATA[ISA]]></category>
		<category><![CDATA[government]]></category>
		<category><![CDATA[autumn Budget]]></category>
		<guid isPermaLink="false">https://www.miltonpj.net/?p=11815</guid>

					<description><![CDATA[<p>A shake-up of Cash ISAs seems on the cards as the Government has given its clearest indication yet that it is looking to reform the system. That’s a good thing as it will encourage people to see ‘investing’ as different from ‘saving’! As reported by online financial news platform Citywire, City Minister Emma Reynolds has [&#8230;]</p>
<p>The post <a href="https://www.miltonpj.net/2025/04/30/isa-reform-looking-more-likely/">ISA reform looks likely &#8211; but no details as yet!</a> appeared first on <a href="https://www.miltonpj.net">Philip J Milton &amp; Company Plc</a>.</p>
]]></description>
		
		
		
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		<title>Are Cash ISAs under threat from the Chancellor?</title>
		<link>https://www.miltonpj.net/2025/02/19/are-cash-isas-under-threat/</link>
		
		<dc:creator><![CDATA[Philip J Milton &#38; Company Plc]]></dc:creator>
		<pubDate>Wed, 19 Feb 2025 14:00:41 +0000</pubDate>
				<category><![CDATA[Weekly Columns]]></category>
		<category><![CDATA[ISA]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[chancellor Rachel Reeves]]></category>
		<category><![CDATA[savings]]></category>
		<category><![CDATA[saving options]]></category>
		<category><![CDATA[savers]]></category>
		<category><![CDATA[investment options]]></category>
		<category><![CDATA[Philip J Milton comment]]></category>
		<category><![CDATA[Market ISAs]]></category>
		<category><![CDATA[Cash ISAs]]></category>
		<category><![CDATA[clients]]></category>
		<category><![CDATA[UK stocks]]></category>
		<category><![CDATA[managing investments]]></category>
		<category><![CDATA[Philip J Milton]]></category>
		<category><![CDATA[UK economy]]></category>
		<category><![CDATA[Investment advice]]></category>
		<category><![CDATA[Labour government]]></category>
		<category><![CDATA[inflation]]></category>
		<guid isPermaLink="false">https://www.miltonpj.net/?p=11670</guid>

					<description><![CDATA[<p>Regular readers of this column will know we are not entirely (or certainly not universally) in favour of Cash ISAs simply because the balance of interest rates versus inflation means you can effectively be ‘losing’ money by having many thousands sat in an ISA ‘doing nothing’ as well as letting inflation eat it away. Saving [&#8230;]</p>
<p>The post <a href="https://www.miltonpj.net/2025/02/19/are-cash-isas-under-threat/">Are Cash ISAs under threat from the Chancellor?</a> appeared first on <a href="https://www.miltonpj.net">Philip J Milton &amp; Company Plc</a>.</p>
]]></description>
		
		
		
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		<title>Are you saving your money with a bit of savvy?</title>
		<link>https://www.miltonpj.net/2024/01/24/savers-missing-out-on-billions-in-cash/</link>
		
		<dc:creator><![CDATA[Philip J Milton &#38; Company Plc]]></dc:creator>
		<pubDate>Wed, 24 Jan 2024 10:00:00 +0000</pubDate>
				<category><![CDATA[Weekly Columns]]></category>
		<category><![CDATA[financial adviser]]></category>
		<category><![CDATA[standard of living]]></category>
		<category><![CDATA[Philip J Milton & Company Plc]]></category>
		<category><![CDATA[Bank of England]]></category>
		<category><![CDATA[Philip Milton Comment]]></category>
		<category><![CDATA[ISAs]]></category>
		<category><![CDATA[Investment advice]]></category>
		<category><![CDATA[Cash ISAs]]></category>
		<category><![CDATA[Financial planning]]></category>
		<category><![CDATA[saving accounts]]></category>
		<category><![CDATA[savings]]></category>
		<category><![CDATA[government]]></category>
		<category><![CDATA[high rate]]></category>
		<category><![CDATA[savers]]></category>
		<guid isPermaLink="false">https://www.miltonpj.net/?p=11054</guid>

					<description><![CDATA[<p>Did you know that savers in the UK have missed out on a combined total of £6.9billion in returns from their savings in 2023? Recent Bank of England data has shown that on average UK adults held some £235bn in current accounts that do not pay any interest. Consumer finance website Money Age reported that [&#8230;]</p>
<p>The post <a href="https://www.miltonpj.net/2024/01/24/savers-missing-out-on-billions-in-cash/">Are you saving your money with a bit of savvy?</a> appeared first on <a href="https://www.miltonpj.net">Philip J Milton &amp; Company Plc</a>.</p>
]]></description>
		
		
		
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