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	<title>scammers Archives - Philip J Milton &amp; Company Plc</title>
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		<title>A message from the Chancellor&#8230;</title>
		<link>https://www.miltonpj.net/2025/11/07/chancellor-pre-budget-speech/</link>
		
		<dc:creator><![CDATA[Philip J Milton &#38; Company Plc]]></dc:creator>
		<pubDate>Fri, 07 Nov 2025 17:30:00 +0000</pubDate>
				<category><![CDATA[Philip's Comments]]></category>
		<category><![CDATA[chancellor]]></category>
		<category><![CDATA[the Budget]]></category>
		<category><![CDATA[UK economy]]></category>
		<category><![CDATA[tax free lump sum]]></category>
		<category><![CDATA[seeking advice]]></category>
		<category><![CDATA[pension funds]]></category>
		<category><![CDATA[drawing from pension]]></category>
		<category><![CDATA[Rachel Reeves]]></category>
		<category><![CDATA[scammers]]></category>
		<category><![CDATA[Labour Budget]]></category>
		<category><![CDATA[Parliament]]></category>
		<category><![CDATA[Donald Trump]]></category>
		<category><![CDATA[Budget advice]]></category>
		<category><![CDATA[chancellor Rachel Reeves]]></category>
		<category><![CDATA[Philip Milton Comment]]></category>
		<category><![CDATA[UK Budget]]></category>
		<category><![CDATA[unemployment]]></category>
		<category><![CDATA[Philip J Milton]]></category>
		<category><![CDATA[autumn Budget]]></category>
		<category><![CDATA[pre budget advice]]></category>
		<category><![CDATA[pensions]]></category>
		<category><![CDATA[tax hikes]]></category>
		<category><![CDATA[tax rises]]></category>
		<category><![CDATA[income tax]]></category>
		<category><![CDATA[CGT]]></category>
		<guid isPermaLink="false">https://www.miltonpj.net/?p=12068</guid>

					<description><![CDATA[<p>Good afternoon. I have just returned from a relaxing and much-needed break which took us to bustling Hungary, Slovakia and Austria. Yes, I took the computer though the inbox defied my occasional review so apologies if you are still awaiting my reply! I returned to an unexpected speech from our Chancellor. I should like to [&#8230;]</p>
<p>The post <a href="https://www.miltonpj.net/2025/11/07/chancellor-pre-budget-speech/">A message from the Chancellor&#8230;</a> appeared first on <a href="https://www.miltonpj.net">Philip J Milton &amp; Company Plc</a>.</p>
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		<title>UK growth pains, our 40th and testimonials</title>
		<link>https://www.miltonpj.net/2025/09/19/uk-growth-struggles-as-chancellor-does/</link>
		
		<dc:creator><![CDATA[Philip J Milton &#38; Company Plc]]></dc:creator>
		<pubDate>Fri, 19 Sep 2025 09:00:00 +0000</pubDate>
				<category><![CDATA[Philip's Comments]]></category>
		<category><![CDATA[Amigos]]></category>
		<category><![CDATA[Chancellor's Budget]]></category>
		<category><![CDATA[40th anniversary]]></category>
		<category><![CDATA[commercial property]]></category>
		<category><![CDATA[UK growth]]></category>
		<category><![CDATA[seeking advice]]></category>
		<category><![CDATA[Trimstone]]></category>
		<category><![CDATA[financial scams]]></category>
		<category><![CDATA[finfluencers]]></category>
		<category><![CDATA[scammers]]></category>
		<category><![CDATA[sponsorship]]></category>
		<category><![CDATA[Philip J Milton]]></category>
		<category><![CDATA[Parliament]]></category>
		<category><![CDATA[Investment advice]]></category>
		<category><![CDATA[UK Budget]]></category>
		<category><![CDATA[investments]]></category>
		<category><![CDATA[autumn Budget]]></category>
		<category><![CDATA[economic growth]]></category>
		<category><![CDATA[Philip J Milton and Company Plc]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[growth]]></category>
		<category><![CDATA[Philip J Milton comment]]></category>
		<guid isPermaLink="false">https://www.miltonpj.net/?p=12009</guid>

					<description><![CDATA[<p>Oh dear, so the latest UK economics’ figures for the month suggest there was zero growth (and also August’s government borrowing was higher than expected as well). As I have shared before, chancellors pre-spend their projection of economic growth’s increased tax revenues so when it doesn’t happen… and the flip side is then more people [&#8230;]</p>
<p>The post <a href="https://www.miltonpj.net/2025/09/19/uk-growth-struggles-as-chancellor-does/">UK growth pains, our 40th and testimonials</a> appeared first on <a href="https://www.miltonpj.net">Philip J Milton &amp; Company Plc</a>.</p>
]]></description>
		
		
		
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		<item>
		<title>Car finance, compensation &#038; comedy</title>
		<link>https://www.miltonpj.net/2025/08/07/car-finance-compensation-could-be-worse/</link>
		
		<dc:creator><![CDATA[Philip J Milton &#38; Company Plc]]></dc:creator>
		<pubDate>Thu, 07 Aug 2025 09:00:00 +0000</pubDate>
				<category><![CDATA[Philip's Comments]]></category>
		<category><![CDATA[1985]]></category>
		<category><![CDATA[independent advice]]></category>
		<category><![CDATA[commercial property]]></category>
		<category><![CDATA[property scams]]></category>
		<category><![CDATA[Philip Milton Comment]]></category>
		<category><![CDATA[seeking advice]]></category>
		<category><![CDATA[maxims for business]]></category>
		<category><![CDATA[Philip J Milton]]></category>
		<category><![CDATA[financial scams]]></category>
		<category><![CDATA[maxims for investment]]></category>
		<category><![CDATA[Markets]]></category>
		<category><![CDATA[scammers]]></category>
		<category><![CDATA[chancellor]]></category>
		<category><![CDATA[good advice]]></category>
		<category><![CDATA[investment trusts]]></category>
		<category><![CDATA[compensation]]></category>
		<category><![CDATA[IFA]]></category>
		<category><![CDATA[car finance]]></category>
		<category><![CDATA[fraudsters]]></category>
		<category><![CDATA[lenders]]></category>
		<category><![CDATA[Labour government]]></category>
		<category><![CDATA[Quilters]]></category>
		<category><![CDATA[anniversary]]></category>
		<category><![CDATA[40th anniversary]]></category>
		<guid isPermaLink="false">https://www.miltonpj.net/?p=11939</guid>

					<description><![CDATA[<p>Good afternoon. Interesting news for car finance companies over the weekend as compensation will be far more limited than worst fears.  It is not as if users did not know what they were going to pay for their car loan, so I am all rather cynical of this &#8211; as I was with the PPI [&#8230;]</p>
<p>The post <a href="https://www.miltonpj.net/2025/08/07/car-finance-compensation-could-be-worse/">Car finance, compensation &#038; comedy</a> appeared first on <a href="https://www.miltonpj.net">Philip J Milton &amp; Company Plc</a>.</p>
]]></description>
		
		
		
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		<item>
		<title>Chancellor tears but not for us</title>
		<link>https://www.miltonpj.net/2025/07/11/chancellor-tears-but-not-for-us/</link>
		
		<dc:creator><![CDATA[Philip J Milton &#38; Company Plc]]></dc:creator>
		<pubDate>Fri, 11 Jul 2025 12:53:37 +0000</pubDate>
				<category><![CDATA[Philip's Comments]]></category>
		<category><![CDATA[Sterling]]></category>
		<category><![CDATA[Labour government]]></category>
		<category><![CDATA[Dollar]]></category>
		<category><![CDATA[investment platforms]]></category>
		<category><![CDATA[chancellor]]></category>
		<category><![CDATA[Chancellor's Budget]]></category>
		<category><![CDATA[trusts]]></category>
		<category><![CDATA[scammers]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[chancellor Rachel Reeves]]></category>
		<category><![CDATA[governments]]></category>
		<category><![CDATA[cheap funds]]></category>
		<category><![CDATA[uncertainty]]></category>
		<category><![CDATA[passive tracers]]></category>
		<category><![CDATA[US shares]]></category>
		<category><![CDATA[passive trackers]]></category>
		<category><![CDATA[Philip Milton Comment]]></category>
		<category><![CDATA[fraudsters]]></category>
		<category><![CDATA[Pound]]></category>
		<category><![CDATA[investment]]></category>
		<category><![CDATA[higher tax]]></category>
		<category><![CDATA[corporate]]></category>
		<category><![CDATA[Philip J Milton]]></category>
		<category><![CDATA[risk]]></category>
		<category><![CDATA[invest]]></category>
		<guid isPermaLink="false">https://www.miltonpj.net/?p=11899</guid>

					<description><![CDATA[<p>So, very unconvincingly the Prime Minister supporting the Chancellor’s dire financial announcements brought the wrong sort of tears to her eyes, promptly seeing the cost of long-term UK Government debt rise by a whopping 5% and Sterling losing a cent instantly. Fortunately that was short-lived but we’re still paying far more than at the worst [&#8230;]</p>
<p>The post <a href="https://www.miltonpj.net/2025/07/11/chancellor-tears-but-not-for-us/">Chancellor tears but not for us</a> appeared first on <a href="https://www.miltonpj.net">Philip J Milton &amp; Company Plc</a>.</p>
]]></description>
		
		
		
			</item>
		<item>
		<title>Inflation remains stubborn</title>
		<link>https://www.miltonpj.net/2025/07/01/inflation-stays-stubbornly-high/</link>
		
		<dc:creator><![CDATA[Philip J Milton &#38; Company Plc]]></dc:creator>
		<pubDate>Tue, 01 Jul 2025 14:41:02 +0000</pubDate>
				<category><![CDATA[Philip's Comments]]></category>
		<category><![CDATA[volatile markets]]></category>
		<category><![CDATA[scam]]></category>
		<category><![CDATA[upheaval]]></category>
		<category><![CDATA[financial scams]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[scammers]]></category>
		<category><![CDATA[Philip J Milton]]></category>
		<category><![CDATA[uncertainty]]></category>
		<category><![CDATA[fraud]]></category>
		<category><![CDATA[inflation]]></category>
		<category><![CDATA[US shares]]></category>
		<category><![CDATA[AIM]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[fraudsters]]></category>
		<category><![CDATA[climate change]]></category>
		<category><![CDATA[financial adviser]]></category>
		<category><![CDATA[higher tax]]></category>
		<category><![CDATA[Woodford]]></category>
		<category><![CDATA[risk]]></category>
		<category><![CDATA[Philip J Milton comment]]></category>
		<category><![CDATA[Labour government]]></category>
		<category><![CDATA[IFA]]></category>
		<category><![CDATA[investment platforms]]></category>
		<category><![CDATA[Pension transfer]]></category>
		<category><![CDATA[seeking advice]]></category>
		<guid isPermaLink="false">https://www.miltonpj.net/?p=11884</guid>

					<description><![CDATA[<p>So, inflation remain stubbornly high at 3.4% despite people not feeling especially confident about spending. So much of our outgoings now go towards ‘tax’ of course and we don’t have any control over that (but government does)… So businesses and organisations are obliged to increase their prices to cover increased costs (especially employment but including [&#8230;]</p>
<p>The post <a href="https://www.miltonpj.net/2025/07/01/inflation-stays-stubbornly-high/">Inflation remains stubborn</a> appeared first on <a href="https://www.miltonpj.net">Philip J Milton &amp; Company Plc</a>.</p>
]]></description>
		
		
		
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		<item>
		<title>Please think twice and don’t become a scam victim</title>
		<link>https://www.miltonpj.net/2024/06/12/dont-be-a-victim-of-financial-scams/</link>
		
		<dc:creator><![CDATA[Philip J Milton &#38; Company Plc]]></dc:creator>
		<pubDate>Wed, 12 Jun 2024 09:00:00 +0000</pubDate>
				<category><![CDATA[Weekly Columns]]></category>
		<category><![CDATA[crime]]></category>
		<category><![CDATA[good advice]]></category>
		<category><![CDATA[Financial advice]]></category>
		<category><![CDATA[Philip J Milton & Company Plc]]></category>
		<category><![CDATA[retire]]></category>
		<category><![CDATA[pensions advice]]></category>
		<category><![CDATA[scam]]></category>
		<category><![CDATA[financial scams]]></category>
		<category><![CDATA[scammers]]></category>
		<category><![CDATA[fraud]]></category>
		<guid isPermaLink="false">https://www.miltonpj.net/?p=11406</guid>

					<description><![CDATA[<p>There is more to being a wealth management service than looking after clients’ pension pots or seeking good investment opportunities on their behalf. Many times over the years we have been in business, we have found that we are a crucial barrier to our clients being scammed. ‘Of course that won’t be me!’ exclaims the [&#8230;]</p>
<p>The post <a href="https://www.miltonpj.net/2024/06/12/dont-be-a-victim-of-financial-scams/">Please think twice and don’t become a scam victim</a> appeared first on <a href="https://www.miltonpj.net">Philip J Milton &amp; Company Plc</a>.</p>
]]></description>
		
		
		
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