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	<title>state pension Archives - Philip J Milton &amp; Company Plc</title>
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		<title>State Pension booster deadline is looming</title>
		<link>https://www.miltonpj.net/2025/03/23/time-running-out-for-state-pension-boost/</link>
		
		<dc:creator><![CDATA[Philip J Milton &#38; Company Plc]]></dc:creator>
		<pubDate>Sun, 23 Mar 2025 13:25:17 +0000</pubDate>
				<category><![CDATA[Weekly Columns]]></category>
		<category><![CDATA[Cash ISAs]]></category>
		<category><![CDATA[autumn Budget]]></category>
		<category><![CDATA[deadline]]></category>
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		<category><![CDATA[Martin Lewis]]></category>
		<category><![CDATA[Philip J Milton]]></category>
		<category><![CDATA[NI gaps]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[state pension]]></category>
		<category><![CDATA[HMRC]]></category>
		<category><![CDATA[pension booster]]></category>
		<category><![CDATA[national insurance]]></category>
		<guid isPermaLink="false">https://www.miltonpj.net/?p=11744</guid>

					<description><![CDATA[<p>Time is running out for anyone who wants to boost their State Pension by paying for any missing National Insurance years, Martin Lewis has warned. People aged between 40 and 73 have until just April 5 this year to plug any gaps in their NI payments by buying missing years going back to 2006. After [&#8230;]</p>
<p>The post <a href="https://www.miltonpj.net/2025/03/23/time-running-out-for-state-pension-boost/">State Pension booster deadline is looming</a> appeared first on <a href="https://www.miltonpj.net">Philip J Milton &amp; Company Plc</a>.</p>
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		<item>
		<title>Volatile US stocks</title>
		<link>https://www.miltonpj.net/2025/03/08/us-stocks-volatile-with-uncertainty/</link>
		
		<dc:creator><![CDATA[Philip J Milton &#38; Company Plc]]></dc:creator>
		<pubDate>Sat, 08 Mar 2025 13:32:22 +0000</pubDate>
				<category><![CDATA[Philip's Comments]]></category>
		<category><![CDATA[Philip Milton]]></category>
		<category><![CDATA[Labour]]></category>
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		<category><![CDATA[oil price]]></category>
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		<category><![CDATA[Cape Verde scam. Abrdn]]></category>
		<category><![CDATA[Tesla]]></category>
		<category><![CDATA[Trump]]></category>
		<category><![CDATA[state pension]]></category>
		<category><![CDATA[America]]></category>
		<category><![CDATA[US markets]]></category>
		<category><![CDATA[United States]]></category>
		<category><![CDATA[US stocks]]></category>
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		<category><![CDATA[Nvidia]]></category>
		<category><![CDATA[stock market turmoil]]></category>
		<guid isPermaLink="false">https://www.miltonpj.net/?p=11721</guid>

					<description><![CDATA[<p>Volatility led by the US has escalated quite dramatically. It&#8217;s impacted market values – especially some US tech cos and Nasdaq has drifted 10% now but the concerns over tariffs and the Ukraine situation and the US reaction to it, let alone clumsy politics and diplomacy, have not helped. Suddenly Nvidia and Tesla aren&#8217;t looking [&#8230;]</p>
<p>The post <a href="https://www.miltonpj.net/2025/03/08/us-stocks-volatile-with-uncertainty/">Volatile US stocks</a> appeared first on <a href="https://www.miltonpj.net">Philip J Milton &amp; Company Plc</a>.</p>
]]></description>
		
		
		
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		<item>
		<title>Are you confident about your retirement plan?</title>
		<link>https://www.miltonpj.net/2024/02/07/are-you-confident-about-your-retirement-finances/</link>
		
		<dc:creator><![CDATA[Philip J Milton &#38; Company Plc]]></dc:creator>
		<pubDate>Wed, 07 Feb 2024 14:42:15 +0000</pubDate>
				<category><![CDATA[Weekly Columns]]></category>
		<category><![CDATA[dividend percentage]]></category>
		<category><![CDATA[cost of living]]></category>
		<category><![CDATA[pension pot]]></category>
		<category><![CDATA[pension savings]]></category>
		<category><![CDATA[Philip J Milton]]></category>
		<category><![CDATA[retirement advice]]></category>
		<category><![CDATA[state pension]]></category>
		<category><![CDATA[pension age]]></category>
		<category><![CDATA[standard of living]]></category>
		<category><![CDATA[stock market history]]></category>
		<category><![CDATA[state pension age]]></category>
		<category><![CDATA[Philip J Milton comment]]></category>
		<category><![CDATA[financial market]]></category>
		<category><![CDATA[forecasts]]></category>
		<category><![CDATA[dividends]]></category>
		<guid isPermaLink="false">https://www.miltonpj.net/?p=11064</guid>

					<description><![CDATA[<p>A recent study by Standard Life has shown that less than one in 10 of those aged over 65 feel confident about managing their retirement finances. Retirement is of course an uncertain time for many people, whether financially or simply the trepidation of entering the unknown and perhaps not knowing how you might spend your [&#8230;]</p>
<p>The post <a href="https://www.miltonpj.net/2024/02/07/are-you-confident-about-your-retirement-finances/">Are you confident about your retirement plan?</a> appeared first on <a href="https://www.miltonpj.net">Philip J Milton &amp; Company Plc</a>.</p>
]]></description>
		
		
		
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		<item>
		<title>How much do you need for a ‘comfortable’ retirement?</title>
		<link>https://www.miltonpj.net/2023/08/03/how-much-do-you-need-for-retirement/</link>
		
		<dc:creator><![CDATA[Philip J Milton &#38; Company Plc]]></dc:creator>
		<pubDate>Thu, 03 Aug 2023 14:00:36 +0000</pubDate>
				<category><![CDATA[Weekly Columns]]></category>
		<category><![CDATA[standard of living]]></category>
		<category><![CDATA[pension pot]]></category>
		<category><![CDATA[Philip J Milton & Company Plc]]></category>
		<category><![CDATA[Investment advice]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[financial adviser]]></category>
		<category><![CDATA[state pension]]></category>
		<category><![CDATA[retirement age]]></category>
		<guid isPermaLink="false">https://www.miltonpj.net/?p=10782</guid>

					<description><![CDATA[<p>UK residents need at least an extra £26,000 in addition to their State Pension to live a ‘comfortable’ lifestyle during their retirement, according to recent data. The research was carried out by Standard Life, which used the MoneyHelper annuity tool from www.moneyhelper.org.uk to work out how much people would need in their pension pot to [&#8230;]</p>
<p>The post <a href="https://www.miltonpj.net/2023/08/03/how-much-do-you-need-for-retirement/">How much do you need for a ‘comfortable’ retirement?</a> appeared first on <a href="https://www.miltonpj.net">Philip J Milton &amp; Company Plc</a>.</p>
]]></description>
		
		
		
			</item>
		<item>
		<title>Replacing your State Pension could cost a fortune</title>
		<link>https://www.miltonpj.net/2023/07/26/state-pension-equivalent-cost-to-replace/</link>
		
		<dc:creator><![CDATA[Philip J Milton &#38; Company Plc]]></dc:creator>
		<pubDate>Wed, 26 Jul 2023 10:00:00 +0000</pubDate>
				<category><![CDATA[Weekly Columns]]></category>
		<category><![CDATA[state pension]]></category>
		<category><![CDATA[retirement age]]></category>
		<category><![CDATA[state pension age]]></category>
		<category><![CDATA[state pension boosyter]]></category>
		<category><![CDATA[annuities]]></category>
		<category><![CDATA[Investment advice]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[pension]]></category>
		<category><![CDATA[government]]></category>
		<category><![CDATA[financial adviser]]></category>
		<guid isPermaLink="false">https://www.miltonpj.net/?p=10778</guid>

					<description><![CDATA[<p>Recent news the State Pension booster scheme has been extended until 2025 is very welcome, but did you know it could cost you a small fortune to replace the full State Pension if you’re not eligible for it? Data from sharingpensions.co.uk published in June has shown it would cost just over £205,430 of pensions savings [&#8230;]</p>
<p>The post <a href="https://www.miltonpj.net/2023/07/26/state-pension-equivalent-cost-to-replace/">Replacing your State Pension could cost a fortune</a> appeared first on <a href="https://www.miltonpj.net">Philip J Milton &amp; Company Plc</a>.</p>
]]></description>
		
		
		
			</item>
		<item>
		<title>State Pension booster scheme extended – but not forever</title>
		<link>https://www.miltonpj.net/2023/06/23/state-pension-booster-scheme-extended/</link>
		
		<dc:creator><![CDATA[Philip J Milton &#38; Company Plc]]></dc:creator>
		<pubDate>Fri, 23 Jun 2023 14:14:28 +0000</pubDate>
				<category><![CDATA[Weekly Columns]]></category>
		<category><![CDATA[pension booster]]></category>
		<category><![CDATA[pensions advice]]></category>
		<category><![CDATA[national insurance]]></category>
		<category><![CDATA[NI contributions]]></category>
		<category><![CDATA[Investment advice]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[pension]]></category>
		<category><![CDATA[government]]></category>
		<category><![CDATA[state pension]]></category>
		<category><![CDATA[retirement age]]></category>
		<guid isPermaLink="false">https://www.miltonpj.net/?p=10713</guid>

					<description><![CDATA[<p>Pensions are back in the headlines again with the news the deadline to ‘boost’ your State Pension by as much as £55,000 has been extended. The booster plan from HMRC gives people the opportunity to buy the equivalent of up to 10 extra years’ of state pension if they have gaps in their National Insurance [&#8230;]</p>
<p>The post <a href="https://www.miltonpj.net/2023/06/23/state-pension-booster-scheme-extended/">State Pension booster scheme extended – but not forever</a> appeared first on <a href="https://www.miltonpj.net">Philip J Milton &amp; Company Plc</a>.</p>
]]></description>
		
		
		
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		<item>
		<title>Don’t put pension planning on the back burner</title>
		<link>https://www.miltonpj.net/2023/06/08/dont-put-pension-planning-on-the-back-burner/</link>
		
		<dc:creator><![CDATA[Philip J Milton &#38; Company Plc]]></dc:creator>
		<pubDate>Thu, 08 Jun 2023 14:40:08 +0000</pubDate>
				<category><![CDATA[Weekly Columns]]></category>
		<category><![CDATA[pension planning]]></category>
		<category><![CDATA[pension pot]]></category>
		<category><![CDATA[pension age]]></category>
		<category><![CDATA[pension age increase]]></category>
		<category><![CDATA[Financial advice]]></category>
		<category><![CDATA[Financial planning]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[pension]]></category>
		<category><![CDATA[pension advice]]></category>
		<category><![CDATA[state pension]]></category>
		<guid isPermaLink="false">https://www.miltonpj.net/?p=10690</guid>

					<description><![CDATA[<p>Assurances have been made that the State Pension age is ‘unlikely’ to rise to 68 years-old but the ongoing speculation does bring into focus the need to have a clear understanding of the issues and to plan for retirement. The current age is 66 and the Work and Pensions Secretary recently said in parliament it [&#8230;]</p>
<p>The post <a href="https://www.miltonpj.net/2023/06/08/dont-put-pension-planning-on-the-back-burner/">Don’t put pension planning on the back burner</a> appeared first on <a href="https://www.miltonpj.net">Philip J Milton &amp; Company Plc</a>.</p>
]]></description>
		
		
		
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		<item>
		<title>When will the State Pension age go up?</title>
		<link>https://www.miltonpj.net/2023/05/17/when-will-the-state-pension-age-go-up/</link>
		
		<dc:creator><![CDATA[Philip J Milton &#38; Company Plc]]></dc:creator>
		<pubDate>Wed, 17 May 2023 14:32:37 +0000</pubDate>
				<category><![CDATA[Weekly Columns]]></category>
		<category><![CDATA[state pension]]></category>
		<category><![CDATA[retirement advice]]></category>
		<category><![CDATA[pension age]]></category>
		<category><![CDATA[pension age increase]]></category>
		<category><![CDATA[Philip J Milton]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[pension]]></category>
		<category><![CDATA[pension advice]]></category>
		<category><![CDATA[tax]]></category>
		<category><![CDATA[financial adviser]]></category>
		<guid isPermaLink="false">https://www.miltonpj.net/?p=10599</guid>

					<description><![CDATA[<p>The post <a href="https://www.miltonpj.net/2023/05/17/when-will-the-state-pension-age-go-up/">When will the State Pension age go up?</a> appeared first on <a href="https://www.miltonpj.net">Philip J Milton &amp; Company Plc</a>.</p>
]]></description>
		
		
		
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