I hope this interim newsletter arrives finding you as well

I hope you had a comfortable Christmas and New Year

As 2020 draws to an end, none of us will be sorry to see the back of it.

To all those who have yet to receive communications from us this
year, may I start by wishing you all a belated Happy New Year!

With investment markets however, it will be good to have 2020 vision!

Interest rates in the UK remain at 0.75% and are poised to react to forthcoming changes in terms of both global growth and Brexit