Weekly Columns Archives - Philip J Milton & Company Plc

Planning for IHT on pensions and should you be worried?

A great many anxious enquiries from clients have been generated by the Budget announcement that pensions would become subject to Inheritance Tax from 2027. Join us for a brief toe-dip into the murky IHT waters and consider what options you may have – but please take advice first! Independent Financial Advisers (IFAs) have been fielding numerous...

Don’t be hasty! Taking stock after 2024

A Happy New Year to all readers of this column and we hope you can look forward to a positive and productive 2025. Our latest ‘eshot’ to clients has provided a brief snapshot of how we have been performing for them during the past year and some of our success stories, so we felt they...

Don’t be a superstitious pigeon when it comes to investing

It’s probably fair to say that many of us have ‘superstitions’ that govern our actions, at least on a superficial level and it was demonstrated in pigeons in the last century! For example, this could be wearing a ‘lucky shirt’ on game day for those who play various sports or perhaps weddings, which are rife...

Hold fire on pensions Inheritance Tax decision for now…

Reforms announced in the Budget to include unused pensions in Inheritance Tax from 2027 have rightly prompted concern and fears for those planning how to pass on their estate to their family – but don’t do anything rash just yet! This is because HMRC is running a consultation on these proposals until January 22, 2025...

One million over 45s ‘have no savings’

It’s scary but not really surprising that a recent survey has found more than one million people aged 45 and over have absolutely no cash savings as they head towards retirement. The survey by not-for-profit organisation Fair4All Finance of 3,101 financially vulnerable people found that 37% had no savings at all, a 14% increase in...

What will Inheritance Tax changes mean for farmers and the rest of us?

Farming is a huge part of life for many here in North Devon and there is growing concern at the Government’s decision to change Inheritance Tax rules for farmers (and others in business). Shortly we shall be writing to clients to clarify some of the changes in the recent Budget from Chancellor Rachel Reeves and...

Top 100 firms accolade and buyer’s remorse…

We are delighted and very humbled to have been placed once again in the Citywire Top 100 Financial Advisers list for 2024. The well-respected online news, advice and analysis platform for those in the asset management and wealth industry publishes its Top 100 list annually and says it ‘celebrates the best of the professional financial...

US election ‘shock’ appeals to the markets

There was some amazing news from ‘across the Pond’ last week – ‘amazing’ in the sense that pundits were predicting a different outcome or at least a much closer race and not a conclusive victory for Donald Trump. Regardless of whether we like it or not, or what we fear may happen in the future,...

A bad Budget for business – but it could have been worse

The Budget has finally been unveiled and while many in the financial and wealth management sector are of the opinion it wasn’t quite as bad as we feared, the Chancellor’s package of measures revealed last Wednesday contained some nasty elements too. In our opinion it was a business-negative Budget which won’t help the objective of...

Will Budget Day set the cat amongst the pigeons?

Today is Budget day and quite possibly by the time you read this the Chancellor will have presented the first Labour Budget for 14 years to the House of Commons. We will of course report back to you next week on what the Budget contained and offer any insights we have on how it might...

Planning for IHT on pensions and should you be worried?

Don’t be hasty! Taking stock after 2024

Don’t be a superstitious pigeon when it comes to investing

Hold fire on pensions Inheritance Tax decision for now…

One million over 45s ‘have no savings’

What will Inheritance Tax changes mean for farmers and the rest of us?

Top 100 firms accolade and buyer’s remorse…

US election ‘shock’ appeals to the markets

A bad Budget for business – but it could have been worse

Will Budget Day set the cat amongst the pigeons?

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Philip J Milton & Company Plc

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