If you are a non-taxpayer (ie earn below £12,500 for the current tax year) and your spouse is a basic rate taxpayer, you are able to transfer £1,250

There are many personal circumstances that require you to complete a tax return and it is your responsibility to register with HMRC for self-assessment should your circumstances change.

The simplest diversification is to have a lot of dice (investments), meaning any losses may be counteracted by the other investments.

Inheritance Tax (IHT) planning is one aspect of financial planning that is often neglected, which can, in many instances, be a very costly error of judgement.

Only 52% of children aged between 7-11 years old have received or learnt about some aspects of financial education in schools.

Many take out life assurance to protect their families and loved ones from financial loss in the event of their deaths, especially if they have mortgages.

Many people know the importance of making a Will but, whilst a Will directs how your affairs are to be handled following deat

The continuous rise in the State Pension age is having a significant impact on people having to work longer.

inflation reached its lowest rate since 2016, falling to 1.7% in August, which suggests that interest rates are unlikely to rise in the near future. This is lower than the expected rate of 1.9% and the Bank of England’s 2% target.

What is a Trust? A Trust is a legal structure that can manage all forms of assets for people.