Inheritance Tax (IHT) planning is one aspect of financial planning that is often neglected, which can, in many instances, be a very costly error of judgement.

Only 52% of children aged between 7-11 years old have received or learnt about some aspects of financial education in schools.

Many take out life assurance to protect their families and loved ones from financial loss in the event of their deaths, especially if they have mortgages.

Many people know the importance of making a Will but, whilst a Will directs how your affairs are to be handled following deat