Most people would like to retire in their early sixties (or before) whilst they are still fit and healthy to enjoy themselves, but not all have made adequate provisions to do so and many feel that they will need to continue working past their preferred retirement age.

As we gradually age, become more wiser and enjoy a well earned rest from working, our attention turns to later life and how to ensure we receive appropriate support and care should it be required. According to Alzheimer’s Research UK’s 2015 analysis report 1 in 3 people born in the UK from 2015 will develop dementia, which is a worrying statistic.

The tax year end is fast approaching and you only have until 5 April to make the most of your allowances in the current year before they are lost. If you have not yet considered investing in an ISA, maximising Pension contributions or made use of your Personal Allowance and Capital Gains Tax Allowance, now is the time to do so before it is too late.

The pension freedoms have increased the allure of early retirement for many savers who have now been given greater control over how to spend their pot. Many would like to retire early and do something adventurous whilst they are still in good health. Does this sound like you?