Financial planning Archives - Philip J Milton & Company Plc

Don’t put pension planning on the back burner

Assurances have been made that the State Pension age is ‘unlikely’ to rise to 68 years-old but the ongoing speculation does bring into focus the need to have a clear understanding of the issues and to plan for retirement. The current age is 66 and the Work and Pensions Secretary recently said in parliament it...

Planning ahead: Money changes still to come in 2023

Pound coins pile with small plastic house on top

What else is likely to happen in the months ahead to affect your outgoings and money matters, especially with costs continuing to increase, at least in the short term? London-based newspaper Metro has undertaken an interesting exercise looking at possible changes to household bills still to come in the rest of this year. Most are fairly...

Would you remove your own appendix to ‘save money’?

Would you begin dismantling your household pipes without knowledge to find a leak or would you call a plumber? Would you remove your own appendix with just a scalpel and a little alcohol, knowing roughly where it was and not having a clue what was connected to it or any hidden dangers? It is...

UK tax boost and healthy investments

So we’re told the Chancellor had £31billion more in tax receipts in January than he expected. So much for forecasts… who’d like to forecast how many forecasters predicted that? It may be very controversial to say so, but Liz Truss and Kwazi Kwarteng were the closest but that’s another story (and their problem was...

Careful investment and risk

How awful the recent earthquake in Turkey and Syria is. Our prayers and hopefully support go out to those devastated communities not only facing what they have lost but also at a bitterly cold part of the year and for Syria, already reeling from the Civil War there and not recovered. So...

New Year rally

Well, welcome to the highest ever levels for the FTSE100, what a pleasant ‘Father Christmas’ (well New Year) rally. The thing is, our market isn’t dear so the levels are nothing about which to be worried either. The same week also saw not the Bank of England Governor’s wish (he said wrongly in public...

We’ve done better than most for our clients

Good day! Isn’t it nice to see the days draw-out already! Despite rain and the storms, spring and summer are coming!In the 3 Jan Financial Times the headline read ‘Wealth Industry battles one of the worst years for a century’. How did we fare? It noted a ‘double-digit drop in stocks and bonds’...

New Year reflections: Looking ahead and a tip

Well, a Happy New Year to you and let us trust a more prosperous one too! I hope that you have had a good and comfortable Christmas time. It wasn’t so cold though the rain seems to have arrived with a vengeance now. We've been very fortunate compared to those in North America. It...

Will there be a New Year bounce?

This really is a Happy Christmas and a very prosperous New Year! I promise this is my last epistle till 2023.Are we going to enjoy the traditional Christmas and New Year bounce? It’s not encouraging and the portents aren’t favourable but some year-end rebalancing may just give us some good news. Otherwise,...

A snapshot of what we do as wealth managers

Let’s start with some good news. The price of wheat is back to where it was before Russia invaded Ukraine. I bet you haven’t read that anywhere. It really is quite amazing however, now almost down half on its March high. At this rate we’ll be thinking of buying-in again as we sold ours...

Don’t put pension planning on the back burner

Planning ahead: Money changes still to come in 2023

Would you remove your own appendix to ‘save money’?

UK tax boost and healthy investments

Careful investment and risk

New Year rally

We’ve done better than most for our clients

New Year reflections: Looking ahead and a tip

Will there be a New Year bounce?

A snapshot of what we do as wealth managers

Risk Warning

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Philip J Milton & Company Plc

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