North Devon's Leading Wealth Managers

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North Devon's Leading Wealth Managers

  • Home
  • About Us
    • Company background
    • Our Mission Statement
    • Chartered Financial Planners
    • Our Team
    • Charitable Foundation
  • Services
    • Financial Planning
    • Discretionary Wealth Management
    • Portfolio & Benchmark Returns
    • Retirement Planning
    • Taxation & Accountancy
    • Mortgages
    • Probate and Estate Administration
    • Will Writing & Executorship Service
    • Business Financial Planning
    • Trusts & Estate Planning
    • LPOA
    • Claims Management
    • Documents
  • News
    • Philip's Comments
    • Weekly Columns
    • Newsletters
  • Our Charges
  • Careers
  • Contact Us

  • 28th March 2024 28th March 2024 By Philip J Milton & Company Plc
  • Philip's Comments

Happy Easter musings and the financial markets


My apologies for another eshot so soon but I wanted to take this opportunity to wish you a very Happy Easter. The time has crept-up upon us quickly this year, to a special time when too many parts of the world are quite broken and without easy resolution. Let us reflect upon those whilst...

  • 25th October 2023 25th October 2023 By Philip J Milton & Company Plc
  • Philip's Comments

Dreadful Gaza war and market reaction


What awful atrocities are happening in Israel and Palestine. Our sympathies go out to all the innocent people and their families affected. Hamas’s action is evil and no protest deserves what it has done, regardless of any ‘excuses’ about its lands and people. The conflict pushed the oil price back up and on Monday, unless...

  • 23rd August 2023 23rd August 2023 By Philip J Milton & Company Plc
  • Weekly Columns

State Pension set to see 8% rise if ‘triple lock’ promise holds


Millions receiving the State Pension could receive a ‘bumper’ rise yet again next year due to rising wages. Due to the ‘triple lock’, experts are predicting the annual State Pension could increase by up to £879 in April, 2024. This means pensioners would receive around £11,500 a year and the maximum flat rate State Pension would...

  • 3rd August 2023 3rd August 2023 By Philip J Milton & Company Plc
  • Weekly Columns

How much do you need for a ‘comfortable’ retirement?


UK residents need at least an extra £26,000 in addition to their State Pension to live a ‘comfortable’ lifestyle during their retirement, according to recent data. The research was carried out by Standard Life, which used the MoneyHelper annuity tool from www.moneyhelper.org.uk to work out how much people would need in their pension pot to...

  • 26th July 2023 25th July 2023 By Philip J Milton & Company Plc
  • Weekly Columns

Replacing your State Pension could cost a fortune


Recent news the State Pension booster scheme has been extended until 2025 is very welcome, but did you know it could cost you a small fortune to replace the full State Pension if you’re not eligible for it? Data from sharingpensions.co.uk published in June has shown it would cost just over £205,430 of pensions savings...

  • 25th July 2023 25th July 2023 By Philip J Milton & Company Plc
  • Philip's Comments

Kinder markets and when to move?


I took a couple of days’ break to attend our Daughter Esme’s graduation and the markets were good to us and there’s now one more NHS Doctor. Perhaps I need to take more time away if it helps so many of our investments rise in value...! It is interesting however – we try our hardest...

  • 23rd June 2023 23rd June 2023 By Philip J Milton & Company Plc
  • Weekly Columns

State Pension booster scheme extended – but not forever


Pensions are back in the headlines again with the news the deadline to ‘boost’ your State Pension by as much as £55,000 has been extended. The booster plan from HMRC gives people the opportunity to buy the equivalent of up to 10 extra years’ of state pension if they have gaps in their National Insurance...

  • 8th March 2023 8th March 2023 By Philip J Milton & Company Plc
  • Weekly Columns

What is the cost of retirement?


Have you considered how you will manage when you retire? Unfortunately, many people don’t and a recent study has shown the amount needed to have a ‘comfortable’ retirement is increasing. According to data from the Pensions and Lifetime Savings Association, the minimum cost of retirement is up by about 20% from 2021 to 2022. That means...
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Risk Warning

The Financial Conduct Authority does not regulate some areas mentioned on our web site including: Business Buy to Let Mortgages, Taxation & Accountancy, Probate Administration and Will Writing.

 

Stockmarket investments can offer income through the payment of dividends and interest and good opportunities for capital appreciation over the longer term. By this, generally we mean periods in excess of five years, preferably much longer. However, we can never promise you particular returns, especially in the short-term. At any point in time but especially in the short term, your capital could be worth less than the original amount invested as some of the selected holdings may fall in value, regardless of expectations at the time of acquisition. We may also invest in funds that hold overseas securities. The value of these investments may increase or decrease as a result of changes in currency exchange rates. Returns achieved in the past cannot be relied upon to be repeated.

 

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Philip J Milton & Company Plc

Choweree House, 21 Boutport Street, Barnstaple, Devon, EX31 1RP

Authorised and regulated by the Financial Conduct Authority. Reference: 181768.

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