Philip J Milton & Company Plc, Author at Philip J Milton & Company Plc

Entries by Philip J Milton & Company Plc

Are your retirement finances what you hoped for?

A recent survey has found ‘retirees’ have around £131,000 in pension savings – half of what they had hoped for. The research by Standard Life found that pensioners-to-be had aimed for at least £250,000 in their pension pot, but the actual amount meant they were some £480 a month worse off in retirement. The Firm’s ‘retirement...

The new tax year – what are the market movers and shakers?

I hope that you have had a good Easter. Welcome to the new tax year, a time for opportunity to maximise your ISA and Pension allowances for example – better earlier than later! Watch-out too as the Taxman cometh if you have too much in dividends, interest or investment gains as the tax-free allowances...

Spring 2024

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Happy Easter musings and the financial markets

My apologies for another eshot so soon but I wanted to take this opportunity to wish you a very Happy Easter. The time has crept-up upon us quickly this year, to a special time when too many parts of the world are quite broken and without easy resolution. Let us reflect upon those whilst...

Sterling efforts in some quarters

It hasn’t been noted prominently anywhere but despite recent slippage, Sterling had been quietly moving forwards. It has been at the highest against the US Dollar since July last year; a few more cents and it will be the highest since April 2022. It even pushed higher against the Euro too, its highest since...

Spring Budget reflections

Well, what did you think of the Budget? A new ‘Great British ISA’ with an extra £5,000 investment is interesting and details are awaited. We shall be providing these, I am sure. The Chancellor's also abolishing the principle of a ‘furnished holiday let’. That is interesting and suggests no more Small Business Rate Relief...

A dubious watershed?

So they have done it... the big seven US stocks have accounted for 75% of the gains of the whole US market this year, powered higher by Nvidia’s stunning results last Wednesday week. The biggest 10% count for 75% of the value of the whole market, the highest since the 1930s. That’s higher that...

Two million ‘face debt’ after self-assessment tax returns

An unpleasant surprise often awaits people doing their self-assessment tax return for the first time – and a recent study shows many end up in debt as a result. The self-assessment deadline of January 31 is now past of course, but analysis by Royal London has shown that up to two million people could resort...

Inflation, deflation and market views

US inflation figures are higher than hoped (3.1% v 2.9% expected), jolting the market again and pushing Euro:Sterling to the highest since August 2022 and strengthening the Dollar. Our inflation at 4% was slightly less than expected but we have now entered ‘Recession’ with ‘two quarters of negative growth’ – good in attacking inflation but...

Are you confident about your retirement plan?

A recent study by Standard Life has shown that less than one in 10 of those aged over 65 feel confident about managing their retirement finances. Retirement is of course an uncertain time for many people, whether financially or simply the trepidation of entering the unknown and perhaps not knowing how you might spend your...

Entries by Philip J Milton & Company Plc

Are your retirement finances what you hoped for?

The new tax year – what are the market movers and shakers?

Spring 2024

Happy Easter musings and the financial markets

Sterling efforts in some quarters

Spring Budget reflections

A dubious watershed?

Two million ‘face debt’ after self-assessment tax returns

Inflation, deflation and market views

Are you confident about your retirement plan?

Risk Warning

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Philip J Milton & Company Plc

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