North Devon's Leading Wealth Managers

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North Devon's Leading Wealth Managers

  • Home
  • About Us
    • Company background
    • Our Mission Statement
    • Chartered Financial Planners
    • Our Team
    • Charitable Foundation
  • Services
    • Financial Planning
    • Discretionary Wealth Management
    • Portfolio & Benchmark Returns
    • Retirement Planning
    • Taxation & Accountancy
    • Mortgages
    • Probate and Estate Administration
    • Will Writing & Executorship Service
    • Business Financial Planning
    • Trusts & Estate Planning
    • LPOA
    • Claims Management
    • Documents
  • News
    • Philip's Comments
    • Weekly Columns
    • Newsletters
  • Our Charges
  • Careers
  • Contact Us

  • 11th July 2023 11th July 2023 By Philip J Milton & Company Plc
  • Philip's Comments

Gilts, Sterling recovery and markets


So the UK Government has sold the most expensive Gilt since 2007, paying 5.668% till redemption in October 2025. That is significantly higher than the rates which were applying only a few years ago. Unless inflation abates (and wage figures today don’t help) then the cost of servicing the National Debt will rocket and...

  • 17th May 2023 22nd May 2023 By Philip J Milton & Company Plc
  • Philip's Comments
Brainstorming concept, knowledge sharing

Investment psychology and trusts


Albeit a little belated, I hope you had an enjoyable Coronation weekend. Whatever your views on the process, no other country in the world can replicate what we can produce so all applause to the thousands involved in whatever way they achieved such a successful event - and a restful holiday weekend, I trust...

  • 17th May 2023 22nd May 2023 By Philip J Milton & Company Plc
  • Weekly Columns

When will the State Pension age go up?


News the state pension age is unlikely to rise to 68 will be welcome for those seeking to banish uncertainty from their retirement plans. A week is a long time in politics, let alone 17 years, but the Work and Pensions Secretary Mel Stride has said it is likely to be ‘2040 or thereabouts’. He said...

  • 9th May 2023 15th May 2023 By Philip J Milton & Company Plc
  • Philip's Comments

Coronation, cost of living & currency


Before anything else, we hope you had a really Happy Coronation Weekend! Well done your Majesties! So, US growth is lower than expected, unemployment is rising in the UK and the US as job vacancies are falling and that is seen as good news so the markets react without great negativity... why? It may sound bizarre...

  • 3rd May 2023 17th May 2023 By Philip J Milton & Company Plc
  • Weekly Columns

Are you now liable for Inheritance Tax?


Inheritance Tax has become a ‘mainstream tax’ for many and people are being warned to put their finances in order to make passing on their wealth to the next generation as tax efficient as possible. The Government has taken £7.2billion in Inheritance Tax (IHT) receipts for the 2022-23 tax year, HMRC figures have revealed and...

  • 24th April 2023 24th April 2023 By Philip J Milton & Company Plc
  • Philip's Comments

Investment opportunities and trends


You will recall the special opportunities I mentioned recently in several Investment Trusts? Triple Point Social Housing has been reading my missives. It has announced a small buy-back to cancel up to £5million of its shares at these seriously deep discounts and that has floated many of the similar boats. We don’t have that...

  • 19th April 2023 19th April 2023 By Philip J Milton & Company Plc
  • Weekly Columns

UK stock market is one of the best for dividends


Despite the cost of living crisis, high interest rates and ongoing uncertainty, 2023 looks set to be the 'year of the dividends' for investors and in that regard the UK remains one of the best-valued markets around. A recent study of markets by Evelyn Partners said the firm was expecting investors to seek securities yielding...

  • 12th April 2023 19th April 2023 By Philip J Milton & Company Plc
  • Weekly Columns

Would you remove your own appendix to ‘save money’?


Would you begin dismantling your household pipes without knowledge to find a leak or would you call a plumber? Would you remove your own appendix with just a scalpel and a little alcohol, knowing roughly where it was and not having a clue what was connected to it or any hidden dangers? It is...

  • 8th April 2023 8th April 2023 By Philip J Milton & Company Plc
  • Philip's Comments

Happy Easter, good news and why you should avoid crypto


I wasn’t going to write so soon but the weather is changing, the spring sun is shining and well, after a rather grim few months I wanted to wish everyone a very Happy Easter! The word originated from the pagan goddess for spring, Ēostre but it reflects new life springing forth and the symbolism...

  • 30th March 2023 30th March 2023 By Philip J Milton & Company Plc
  • Philip's Comments

Latest on the banks crash and why forecasts are unreliable


So, a mini bank collapse (compared to the larger ones) which has passed without significant contagion, saw bank shares across the globe fall in value by $0.5trillion in a week, the most since the pandemic panic. This will affect investors’ portfolios everywhere as banks represent a large portion of market indices too. Goldman Sachs loses...
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Risk Warning

The Financial Conduct Authority does not regulate some areas mentioned on our web site including: Business Buy to Let Mortgages, Taxation & Accountancy, Probate Administration and Will Writing.

 

Stockmarket investments can offer income through the payment of dividends and interest and good opportunities for capital appreciation over the longer term. By this, generally we mean periods in excess of five years, preferably much longer. However, we can never promise you particular returns, especially in the short-term. At any point in time but especially in the short term, your capital could be worth less than the original amount invested as some of the selected holdings may fall in value, regardless of expectations at the time of acquisition. We may also invest in funds that hold overseas securities. The value of these investments may increase or decrease as a result of changes in currency exchange rates. Returns achieved in the past cannot be relied upon to be repeated.

 

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Philip J Milton & Company Plc

Choweree House, 21 Boutport Street, Barnstaple, Devon, EX31 1RP

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